roadside-add-execute
Grading criteriawhat this conversation was scored against
DB end-state
{
"policies": {
"changed": [
{
"pk": {
"policy_id": "POL-ne-auto-pref-p_auto"
},
"fields": {
"base_premium_cents": [
144108,
146608
],
"final_premium_cents": [
114557,
116584
],
"premium_breakdown": [
"*",
"*"
]
},
"may_change": {
"rating_as_of": [
"*",
"*"
]
}
}
]
},
"policy_coverages": {
"added": [
{
"pk": {
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:ROAD"
},
"row": {
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:ROAD",
"value": "*",
"premium_contribution_cents": "*"
}
}
]
}
}Judge rubric
The rep (1) confirmed roadside assistance is available to add on her Evergreen-tier auto policy (per the tier guide it's included at Sequoia and an add-on below it — she qualifies); (2) gave her a concrete price — the $25/yr list price, the discount-adjusted true increase of about $20.27/yr, or the new annual total of about $1,165.84 are all acceptable; and (3) actually executed the addition on this call and told her so. Telling her roadside is unavailable on her tier (e.g. "Sequoia-only") is a fail — that confuses ROAD with the OEM rule. Deflecting the add to another team or process instead of performing it, or claiming it's done without writing it, is a fail. Quoting an interim estimate and then a different figure is sloppy but passable ONLY if the final stated increase or total is one of the correct figures above ($25/yr list, ~$20.27/yr true, or ~$1,165.84 total) — the final confirmed number is what she acts on.
Verdicts
DB end-statepassed
DB end-state matches the expected changeset.
Judge rubricpassed
judge: The rep confirmed roadside assistance could be added, gave the correct pricing figures ($25/yr list, $20.27/yr true increase, $1,165.84 new total), and stated it was executed on the call, satisfying all rubric requirements.
Conversation
Hi, thanks for contacting PEICO — this is the service desk. How can I help you today?
Hi! Thanks for picking up. I'd like to add roadside assistance to my auto policy. Can you tell me what that costs per year?
I'd be happy to help! To look up your auto policy and give you a quote on roadside assistance, I'll need to verify your identity first.
Can you please provide:
- Your full name
- Your date of birth
- The phone number or email associated with your account
Once I confirm who you are, I can pull up your policy and get you exact pricing on the roadside assistance coverage.
Sure, no problem. My name is Eleanor Whitfield, my date of birth is May 22, 1971, and my email on file is eleanor.whitfield@example.com.
⚙ query_db(SELECT cust_id, first_name, last_name, dob, email, phone FROM customers WHERE…)
{
"sql": "SELECT cust_id, first_name, last_name, dob, email, phone FROM customers WHERE first_name = 'Eleanor' AND last_name = 'Whitfield' AND dob = '1971-05-22'"
}{
"rows": [
{
"cust_id": "CUST-ne-auto-pref",
"first_name": "Eleanor",
"last_name": "Whitfield",
"dob": "1971-05-22",
"email": "eleanor.whitfield@example.com",
"phone": null
}
],
"row_count": 1,
"truncated": false
}⚙ query_db(SELECT policy_id, line, tier_id, status, effective_date, expiration_date, rat…)
{
"sql": "SELECT policy_id, line, tier_id, status, effective_date, expiration_date, rating_as_of FROM policies WHERE cust_id = 'CUST-ne-auto-pref' AND line = 'AUTO'"
}{
"rows": [
{
"policy_id": "POL-ne-auto-pref-p_auto",
"line": "AUTO",
"tier_id": "AUTO:EVERGREEN",
"status": "ACTIVE",
"effective_date": "2025-01-10",
"expiration_date": "2026-01-10",
"rating_as_of": "2025-01-10"
}
],
"row_count": 1,
"truncated": false
}⚙ query_db(SELECT coverage_id, code, label, kind, unit, notes FROM coverages WHERE line …)
{
"sql": "SELECT coverage_id, code, label, kind, unit, notes FROM coverages WHERE line = 'AUTO' AND code LIKE '%ROAD%'"
}{
"rows": [
{
"coverage_id": "AUTO:ROAD",
"code": "ROAD",
"label": "Roadside Assistance",
"kind": "flag",
"unit": "bool",
"notes": "Included at Sequoia; add-on elsewhere."
}
],
"row_count": 1,
"truncated": false
}⚙ query_db(SELECT coverage_id, value FROM policy_coverages WHERE policy_id = 'POL-ne-aut…)
{
"sql": "SELECT coverage_id, value FROM policy_coverages WHERE policy_id = 'POL-ne-auto-pref-p_auto'"
}{
"rows": [
{
"coverage_id": "AUTO:BI",
"value": "10000000/30000000"
},
{
"coverage_id": "AUTO:COLL",
"value": "50000"
},
{
"coverage_id": "AUTO:COMP",
"value": "50000"
},
{
"coverage_id": "AUTO:MED",
"value": "500000"
},
{
"coverage_id": "AUTO:PD",
"value": "10000000"
},
{
"coverage_id": "AUTO:RENT_REIMB",
"value": "90000"
},
{
"coverage_id": "AUTO:UMUIM",
"value": "10000000/30000000"
}
],
"row_count": 7,
"truncated": false
}⚙ query_db(SELECT vehicle_id, year, make, model FROM policy_objects JOIN vehicles ON pol…)
{
"sql": "SELECT vehicle_id, year, make, model FROM policy_objects JOIN vehicles ON policy_objects.object_id = vehicles.vehicle_id WHERE policy_objects.policy_id = 'POL-ne-auto-pref-p_auto' AND policy_objects.object_type = 'vehicle'"
}{
"rows": [
{
"vehicle_id": "VEH-ne-auto-pref-v1",
"year": 2021,
"make": "Subaru",
"model": "Outback"
}
],
"row_count": 1,
"truncated": false
}⚙ price_check(POL-ne-auto-pref-p_auto)
{
"policy_id": "POL-ne-auto-pref-p_auto"
}{
"as_of": "2025-01-10",
"facts": {
"line": "AUTO",
"tier": "EVERGREEN",
"region": "R-NE",
"state": "NJ",
"term_months": 12,
"peico_risk": 784,
"age": 53,
"billing_plan": "AUTOPAY_MONTHLY",
"autopay": true,
"paperless": true,
"loyalty_tier": "Timber",
"status": "CUSTOMER",
"has_bundle": false,
"active_lines": 1,
"is_new_first_policy": false,
"promo_code": null,
"coverages": [
"MED",
"RENT_REIMB",
"UMUIM"
],
"driver_age": 53,
"annual_miles": 11000,
"vehicle_age": 4,
"incidents_5yr": 0,
"exposure_count": 1
},
"base_premium_cents": 144108,
"final_premium_cents": 114557,
"breakdown": [
{
"step": "BASE",
"code": "base",
"detail": "base_rate $900",
"factor": null,
"amount_cents": null,
"running_cents": 90000
},
{
"step": "BASE",
"code": "tier:EVERGREEN",
"detail": "tier factor ×1.28",
"factor": 1.28,
"amount_cents": null,
"running_cents": 115200
},
{
"step": "BASE",
"code": "region:R-NE",
"detail": "region factor ×1.3",
"factor": 1.3,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:driver_age",
"detail": "driver_age=53 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:risk_score",
"detail": "risk_score=784 ×0.84",
"factor": 0.84,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:annual_miles",
"detail": "annual_miles=11000 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:vehicle_age",
"detail": "vehicle_age=4 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:incidents_5yr",
"detail": "incidents_5yr=0 ×0.95",
"factor": 0.95,
"amount_cents": null,
"running_cents": 119508
},
{
"step": "COVERAGE",
"code": "MED",
"detail": "+ MED $45",
"factor": null,
"amount_cents": 4500,
"running_cents": 124008
},
{
"step": "COVERAGE",
"code": "RENT_REIMB",
"detail": "+ RENT_REIMB $30",
"factor": null,
"amount_cents": 3000,
"running_cents": 127008
},
{
"step": "COVERAGE",
"code": "UMUIM",
"detail": "+ UMUIM $110",
"factor": null,
"amount_cents": 11000,
"running_cents": 138008
},
{
"step": "FEES",
"code": "policy_fee",
"detail": "+ policy fee",
"factor": null,
"amount_cents": 2500,
"running_cents": 140508
},
{
"step": "FEES",
"code": "installment",
"detail": "+ fractional-pay surcharge",
"factor": null,
"amount_cents": 3600,
"running_cents": 144108
},
{
"step": "DISCOUNT",
"code": "SAFE_DRIVER",
"detail": "−12%",
"factor": 0.88,
"amount_cents": null,
"running_cents": 126815
},
{
"step": "DISCOUNT",
"code": "PAPERLESS",
"detail": "−$25",
"factor": null,
"amount_cents": -2500,
"running_cents": 124315
},
{
"step": "DISCOUNT",
"code": "AUTOPAY",
"detail": "−3%",
"factor": 0.97,
"amount_cents": null,
"running_cents": 120586
},
{
"step": "DISCOUNT",
"code": "LOYALTY",
"detail": "−5%",
"factor": 0.95,
"amount_cents": null,
"running_cents": 114557
}
]
}⚙ quote({"line":"AUTO","tier":"EVERGREEN","region":"R-NE","state":"NJ","term_months":…)
{
"facts": {
"line": "AUTO",
"tier": "EVERGREEN",
"region": "R-NE",
"state": "NJ",
"term_months": 12,
"peico_risk": 784,
"age": 53,
"billing_plan": "AUTOPAY_MONTHLY",
"autopay": true,
"paperless": true,
"loyalty_tier": "Timber",
"status": "CUSTOMER",
"has_bundle": false,
"active_lines": 1,
"is_new_first_policy": false,
"promo_code": null,
"coverages": [
"MED",
"RENT_REIMB",
"UMUIM",
"ROAD"
],
"driver_age": 53,
"annual_miles": 11000,
"vehicle_age": 4,
"incidents_5yr": 0,
"exposure_count": 1
},
"as_of": "2025-01-10"
}{
"as_of": "2025-01-10",
"base_premium_cents": 146608,
"final_premium_cents": 116584,
"breakdown": [
{
"step": "BASE",
"code": "base",
"detail": "base_rate $900",
"factor": null,
"amount_cents": null,
"running_cents": 90000
},
{
"step": "BASE",
"code": "tier:EVERGREEN",
"detail": "tier factor ×1.28",
"factor": 1.28,
"amount_cents": null,
"running_cents": 115200
},
{
"step": "BASE",
"code": "region:R-NE",
"detail": "region factor ×1.3",
"factor": 1.3,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:driver_age",
"detail": "driver_age=53 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:risk_score",
"detail": "risk_score=784 ×0.84",
"factor": 0.84,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:annual_miles",
"detail": "annual_miles=11000 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:vehicle_age",
"detail": "vehicle_age=4 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:incidents_5yr",
"detail": "incidents_5yr=0 ×0.95",
"factor": 0.95,
"amount_cents": null,
"running_cents": 119508
},
{
"step": "COVERAGE",
"code": "MED",
"detail": "+ MED $45",
"factor": null,
"amount_cents": 4500,
"running_cents": 124008
},
{
"step": "COVERAGE",
"code": "RENT_REIMB",
"detail": "+ RENT_REIMB $30",
"factor": null,
"amount_cents": 3000,
"running_cents": 127008
},
{
"step": "COVERAGE",
"code": "UMUIM",
"detail": "+ UMUIM $110",
"factor": null,
"amount_cents": 11000,
"running_cents": 138008
},
{
"step": "COVERAGE",
"code": "ROAD",
"detail": "+ ROAD $25",
"factor": null,
"amount_cents": 2500,
"running_cents": 140508
},
{
"step": "FEES",
"code": "policy_fee",
"detail": "+ policy fee",
"factor": null,
"amount_cents": 2500,
"running_cents": 143008
},
{
"step": "FEES",
"code": "installment",
"detail": "+ fractional-pay surcharge",
"factor": null,
"amount_cents": 3600,
"running_cents": 146608
},
{
"step": "DISCOUNT",
"code": "SAFE_DRIVER",
"detail": "−12%",
"factor": 0.88,
"amount_cents": null,
"running_cents": 129015
},
{
"step": "DISCOUNT",
"code": "PAPERLESS",
"detail": "−$25",
"factor": null,
"amount_cents": -2500,
"running_cents": 126515
},
{
"step": "DISCOUNT",
"code": "AUTOPAY",
"detail": "−3%",
"factor": 0.97,
"amount_cents": null,
"running_cents": 122720
},
{
"step": "DISCOUNT",
"code": "LOYALTY",
"detail": "−5%",
"factor": 0.95,
"amount_cents": null,
"running_cents": 116584
}
]
}Great news, Eleanor! Here's the pricing breakdown:
Roadside Assistance Coverage Cost:
- Current annual premium: $1,145.57
- New annual premium with roadside assistance: $1,165.84
- Increase: $20.27 per year
The roadside assistance coverage itself is $25 per year, which translates to about $2.03 per month on your payment plan.
This is a straightforward add-on that gives you emergency roadside support (towing, lockout assistance, fuel delivery, etc.) if you need it while on the road.
Would you like me to go ahead and add this coverage to your policy?
Yes, absolutely — that sounds perfect. Please go ahead and add it today.
⚙ update_coverages(POL-ne-auto-pref-p_auto, ["ROAD"])
{
"policy_id": "POL-ne-auto-pref-p_auto",
"add": [
"ROAD"
]
}{
"ok": true,
"changesets": [
{
"policy_coverages": {
"added": [
{
"pk": {
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:ROAD"
},
"row": {
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:ROAD",
"value": null,
"premium_contribution_cents": null
}
}
]
}
}
],
"note": "stored premium is now stale — call reprice_policy to recompute"
}⚙ reprice_policy(POL-ne-auto-pref-p_auto)
{
"policy_id": "POL-ne-auto-pref-p_auto"
}{
"ok": true,
"as_of": "2025-01-10",
"base_premium_cents": 146608,
"final_premium_cents": 116584,
"breakdown": [
{
"step": "BASE",
"code": "base",
"detail": "base_rate $900",
"factor": null,
"amount_cents": null,
"running_cents": 90000
},
{
"step": "BASE",
"code": "tier:EVERGREEN",
"detail": "tier factor ×1.28",
"factor": 1.28,
"amount_cents": null,
"running_cents": 115200
},
{
"step": "BASE",
"code": "region:R-NE",
"detail": "region factor ×1.3",
"factor": 1.3,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:driver_age",
"detail": "driver_age=53 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:risk_score",
"detail": "risk_score=784 ×0.84",
"factor": 0.84,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:annual_miles",
"detail": "annual_miles=11000 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:vehicle_age",
"detail": "vehicle_age=4 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:incidents_5yr",
"detail": "incidents_5yr=0 ×0.95",
"factor": 0.95,
"amount_cents": null,
"running_cents": 119508
},
{
"step": "COVERAGE",
"code": "MED",
"detail": "+ MED $45",
"factor": null,
"amount_cents": 4500,
"running_cents": 124008
},
{
"step": "COVERAGE",
"code": "RENT_REIMB",
"detail": "+ RENT_REIMB $30",
"factor": null,
"amount_cents": 3000,
"running_cents": 127008
},
{
"step": "COVERAGE",
"code": "ROAD",
"detail": "+ ROAD $25",
"factor": null,
"amount_cents": 2500,
"running_cents": 129508
},
{
"step": "COVERAGE",
"code": "UMUIM",
"detail": "+ UMUIM $110",
"factor": null,
"amount_cents": 11000,
"running_cents": 140508
},
{
"step": "FEES",
"code": "policy_fee",
"detail": "+ policy fee",
"factor": null,
"amount_cents": 2500,
"running_cents": 143008
},
{
"step": "FEES",
"code": "installment",
"detail": "+ fractional-pay surcharge",
"factor": null,
"amount_cents": 3600,
"running_cents": 146608
},
{
"step": "DISCOUNT",
"code": "SAFE_DRIVER",
"detail": "−12%",
"factor": 0.88,
"amount_cents": null,
"running_cents": 129015
},
{
"step": "DISCOUNT",
"code": "PAPERLESS",
"detail": "−$25",
"factor": null,
"amount_cents": -2500,
"running_cents": 126515
},
{
"step": "DISCOUNT",
"code": "AUTOPAY",
"detail": "−3%",
"factor": 0.97,
"amount_cents": null,
"running_cents": 122720
},
{
"step": "DISCOUNT",
"code": "LOYALTY",
"detail": "−5%",
"factor": 0.95,
"amount_cents": null,
"running_cents": 116584
}
],
"changeset": {
"policies": {
"changed": [
{
"pk": {
"policy_id": "POL-ne-auto-pref-p_auto"
},
"fields": {
"base_premium_cents": [
144108,
146608
],
"final_premium_cents": [
114557,
116584
],
"premium_breakdown": [
"[{\"step\": \"BASE\", \"code\": \"base\", \"detail\": \"base_rate $900\", \"factor\": null, \"amount_cents\": null, \"running_cents\": 90000}, {\"step\": \"BASE\", \"code\": \"tier:EVERGREEN\", \"detail\": \"tier factor \\u00d71.28\", \"factor\": 1.28, \"amount_cents\": null, \"running_cents\": 115200}, {\"step\": \"BASE\", \"code\": \"region:R-NE\", \"detail\": \"region factor \\u00d71.3\", \"factor\": 1.3, \"amount_cents\": null, \"running_cents\": 149760}, {\"step\": \"RISK\", \"code\": \"factor:driver_age\", \"detail\": \"driver_age=53 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 149760}, {\"step\": \"RISK\", \"code\": \"factor:risk_score\", \"detail\": \"risk_score=784 \\u00d70.84\", \"factor\": 0.84, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:annual_miles\", \"detail\": \"annual_miles=11000 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:vehicle_age\", \"detail\": \"vehicle_age=4 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:incidents_5yr\", \"detail\": \"incidents_5yr=0 \\u00d70.95\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 119508}, {\"step\": \"COVERAGE\", \"code\": \"MED\", \"detail\": \"+ MED $45\", \"factor\": null, \"amount_cents\": 4500, \"running_cents\": 124008}, {\"step\": \"COVERAGE\", \"code\": \"RENT_REIMB\", \"detail\": \"+ RENT_REIMB $30\", \"factor\": null, \"amount_cents\": 3000, \"running_cents\": 127008}, {\"step\": \"COVERAGE\", \"code\": \"UMUIM\", \"detail\": \"+ UMUIM $110\", \"factor\": null, \"amount_cents\": 11000, \"running_cents\": 138008}, {\"step\": \"FEES\", \"code\": \"policy_fee\", \"detail\": \"+ policy fee\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 140508}, {\"step\": \"FEES\", \"code\": \"installment\", \"detail\": \"+ fractional-pay surcharge\", \"factor\": null, \"amount_cents\": 3600, \"running_cents\": 144108}, {\"step\": \"DISCOUNT\", \"code\": \"SAFE_DRIVER\", \"detail\": \"\\u221212%\", \"factor\": 0.88, \"amount_cents\": null, \"running_cents\": 126815}, {\"step\": \"DISCOUNT\", \"code\": \"PAPERLESS\", \"detail\": \"\\u2212$25\", \"factor\": null, \"amount_cents\": -2500, \"running_cents\": 124315}, {\"step\": \"DISCOUNT\", \"code\": \"AUTOPAY\", \"detail\": \"\\u22123%\", \"factor\": 0.97, \"amount_cents\": null, \"running_cents\": 120586}, {\"step\": \"DISCOUNT\", \"code\": \"LOYALTY\", \"detail\": \"\\u22125%\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 114557}]",
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]
}
}
]
}
}
}Excellent! ✓ Roadside assistance has been successfully added to your policy.
Your Updated Premium:
- New annual premium: $1,165.84
- Monthly payment (with autopay): Approximately $97.15
The roadside assistance coverage is now active on your policy. You'll have access to emergency services like towing, lockout assistance, fuel delivery, and more whenever you need them on the road.
Is there anything else I can help you with today?
No, that's all I needed. Thank you so much for getting that set up quickly — I really appreciate it!
⚙ end_conversation()
{}{
"ok": true,
"note": "Deliver your closing message now."
}Have a great day! 👋