roadside-add-execute
Grading criteriawhat this conversation was scored against
DB end-state
{
"policies": {
"changed": [
{
"pk": {
"policy_id": "POL-ne-auto-pref-p_auto"
},
"fields": {
"base_premium_cents": [
144108,
146608
],
"final_premium_cents": [
114557,
116584
],
"premium_breakdown": [
"*",
"*"
]
},
"may_change": {
"rating_as_of": [
"*",
"*"
]
}
}
]
},
"policy_coverages": {
"added": [
{
"pk": {
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:ROAD"
},
"row": {
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:ROAD",
"value": "*",
"premium_contribution_cents": "*"
}
}
]
}
}Judge rubric
The rep (1) confirmed roadside assistance is available to add on her Evergreen-tier auto policy (per the tier guide it's included at Sequoia and an add-on below it — she qualifies); (2) gave her a concrete price — the $25/yr list price, the discount-adjusted true increase of about $20.27/yr, or the new annual total of about $1,165.84 are all acceptable; and (3) actually executed the addition on this call and told her so. Telling her roadside is unavailable on her tier (e.g. "Sequoia-only") is a fail — that confuses ROAD with the OEM rule. Deflecting the add to another team or process instead of performing it, or claiming it's done without writing it, is a fail. Quoting an interim estimate and then a different figure is sloppy but passable ONLY if the final stated increase or total is one of the correct figures above ($25/yr list, ~$20.27/yr true, or ~$1,165.84 total) — the final confirmed number is what she acts on.
Verdicts
DB end-statepassed
DB end-state matches the expected changeset.
Judge rubricpassed
judge: The rep confirmed eligibility, gave the correct pricing figures ($25/yr, $20.27/yr, $1,165.84 total), and clearly stated the addition was completed on the call.
Conversation
Hi, thanks for contacting PEICO — this is the service desk. How can I help you today?
Hi! I'd like to add roadside assistance to my auto policy. Can you tell me what that costs per year?
I'd be happy to help! First, I need to verify your identity — could you give me your name, and either your policy number or the phone/email on file?
It's Eleanor Whitfield. My policy number is EVG1180N3.
⚙ query_db(SELECT * FROM customers WHERE first_name='Eleanor' AND last_name='Whitfield')
{
"sql": "SELECT * FROM customers WHERE first_name='Eleanor' AND last_name='Whitfield'"
}{
"rows": [
{
"cust_id": "CUST-ne-auto-pref",
"legacy_acct": "EVG1180N3",
"legacy_mismatch": 0,
"status": "CUSTOMER",
"first_name": "Eleanor",
"last_name": "Whitfield",
"dob": "1971-05-22",
"email": "eleanor.whitfield@example.com",
"phone": null,
"address_id": "ADDR-ne-auto-pref",
"peico_risk": 784,
"risk_components": "{\"prior_claims\": {\"value\": 0, \"points\": 0}, \"late_payments\": {\"value\": 0, \"points\": 0}, \"tenure\": {\"value\": 14, \"points\": 56}, \"credit\": {\"value\": 770, \"points\": 28, \"weight\": 1, \"masked\": false, \"note\": null}}",
"tenure_start": "2011-08-01",
"loyalty_tier": "Timber",
"loyalty_points": 3800,
"created_at": "2025-06-01"
}
],
"row_count": 1,
"truncated": false
}⚙ query_db(SELECT * FROM policies WHERE cust_id='CUST-ne-auto-pref' AND line='AUTO')
{
"sql": "SELECT * FROM policies WHERE cust_id='CUST-ne-auto-pref' AND line='AUTO'"
}{
"rows": [
{
"policy_id": "POL-ne-auto-pref-p_auto",
"cust_id": "CUST-ne-auto-pref",
"line": "AUTO",
"tier_id": "AUTO:EVERGREEN",
"status": "ACTIVE",
"effective_date": "2025-01-10",
"expiration_date": "2026-01-10",
"term_months": 12,
"rating_as_of": "2025-01-10",
"base_premium_cents": 144108,
"final_premium_cents": 114557,
"premium_breakdown": "[{\"step\": \"BASE\", \"code\": \"base\", \"detail\": \"base_rate $900\", \"factor\": null, \"amount_cents\": null, \"running_cents\": 90000}, {\"step\": \"BASE\", \"code\": \"tier:EVERGREEN\", \"detail\": \"tier factor \\u00d71.28\", \"factor\": 1.28, \"amount_cents\": null, \"running_cents\": 115200}, {\"step\": \"BASE\", \"code\": \"region:R-NE\", \"detail\": \"region factor \\u00d71.3\", \"factor\": 1.3, \"amount_cents\": null, \"running_cents\": 149760}, {\"step\": \"RISK\", \"code\": \"factor:driver_age\", \"detail\": \"driver_age=53 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 149760}, {\"step\": \"RISK\", \"code\": \"factor:risk_score\", \"detail\": \"risk_score=784 \\u00d70.84\", \"factor\": 0.84, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:annual_miles\", \"detail\": \"annual_miles=11000 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:vehicle_age\", \"detail\": \"vehicle_age=4 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:incidents_5yr\", \"detail\": \"incidents_5yr=0 \\u00d70.95\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 119508}, {\"step\": \"COVERAGE\", \"code\": \"MED\", \"detail\": \"+ MED $45\", \"factor\": null, \"amount_cents\": 4500, \"running_cents\": 124008}, {\"step\": \"COVERAGE\", \"code\": \"RENT_REIMB\", \"detail\": \"+ RENT_REIMB $30\", \"factor\": null, \"amount_cents\": 3000, \"running_cents\": 127008}, {\"step\": \"COVERAGE\", \"code\": \"UMUIM\", \"detail\": \"+ UMUIM $110\", \"factor\": null, \"amount_cents\": 11000, \"running_cents\": 138008}, {\"step\": \"FEES\", \"code\": \"policy_fee\", \"detail\": \"+ policy fee\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 140508}, {\"step\": \"FEES\", \"code\": \"installment\", \"detail\": \"+ fractional-pay surcharge\", \"factor\": null, \"amount_cents\": 3600, \"running_cents\": 144108}, {\"step\": \"DISCOUNT\", \"code\": \"SAFE_DRIVER\", \"detail\": \"\\u221212%\", \"factor\": 0.88, \"amount_cents\": null, \"running_cents\": 126815}, {\"step\": \"DISCOUNT\", \"code\": \"PAPERLESS\", \"detail\": \"\\u2212$25\", \"factor\": null, \"amount_cents\": -2500, \"running_cents\": 124315}, {\"step\": \"DISCOUNT\", \"code\": \"AUTOPAY\", \"detail\": \"\\u22123%\", \"factor\": 0.97, \"amount_cents\": null, \"running_cents\": 120586}, {\"step\": \"DISCOUNT\", \"code\": \"LOYALTY\", \"detail\": \"\\u22125%\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 114557}]",
"rating_inputs": "{\"billing\": {\"plan\": \"AUTOPAY_MONTHLY\", \"autopay\": true, \"paperless\": true}, \"incidents_5yr\": 0, \"smoker\": false, \"promo_code\": null}",
"underlying_policy_id": null,
"bundle_id": null,
"rep_id": "REP-1001",
"created_at": "2025-06-01"
}
],
"row_count": 1,
"truncated": false
}⚙ query_db(SELECT * FROM coverages WHERE line='AUTO' AND (code LIKE '%ROAD%' OR label LI…)
{
"sql": "SELECT * FROM coverages WHERE line='AUTO' AND (code LIKE '%ROAD%' OR label LIKE '%Roadside%')"
}{
"rows": [
{
"coverage_id": "AUTO:ROAD",
"line": "AUTO",
"code": "ROAD",
"label": "Roadside Assistance",
"kind": "flag",
"unit": "bool",
"notes": "Included at Sequoia; add-on elsewhere."
}
],
"row_count": 1,
"truncated": false
}⚙ query_db(SELECT * FROM eligibility_rules WHERE line='AUTO' AND coverage_id LIKE '%ROAD%')
{
"sql": "SELECT * FROM eligibility_rules WHERE line='AUTO' AND coverage_id LIKE '%ROAD%'"
}{
"rows": [],
"row_count": 0,
"truncated": false
}⚙ query_db(SELECT * FROM tiers WHERE tier_id='AUTO:EVERGREEN')
{
"sql": "SELECT * FROM tiers WHERE tier_id='AUTO:EVERGREEN'"
}{
"rows": [
{
"tier_id": "AUTO:EVERGREEN",
"line": "AUTO",
"code": "EVERGREEN",
"label": "Evergreen",
"position": 3,
"sellable": 1,
"retired_on": null,
"notes": null
}
],
"row_count": 1,
"truncated": false
}⚙ query_db(SELECT * FROM tier_coverage_defaults WHERE tier_id='AUTO:EVERGREEN' AND cover…)
{
"sql": "SELECT * FROM tier_coverage_defaults WHERE tier_id='AUTO:EVERGREEN' AND coverage_id='AUTO:ROAD'"
}{
"rows": [
{
"tier_id": "AUTO:EVERGREEN",
"coverage_id": "AUTO:ROAD",
"included": 0,
"default_value": null,
"editable": 1
}
],
"row_count": 1,
"truncated": false
}⚙ query_db(SELECT policy_id, tier_id, rating_inputs FROM policies WHERE policy_id='POL-n…)
{
"sql": "SELECT policy_id, tier_id, rating_inputs FROM policies WHERE policy_id='POL-ne-auto-pref-p_auto'"
}{
"rows": [
{
"policy_id": "POL-ne-auto-pref-p_auto",
"tier_id": "AUTO:EVERGREEN",
"rating_inputs": "{\"billing\": {\"plan\": \"AUTOPAY_MONTHLY\", \"autopay\": true, \"paperless\": true}, \"incidents_5yr\": 0, \"smoker\": false, \"promo_code\": null}"
}
],
"row_count": 1,
"truncated": false
}⚙ query_db(SELECT pc.*, c.label FROM policy_coverages pc JOIN coverages c ON pc.coverage…)
{
"sql": "SELECT pc.*, c.label FROM policy_coverages pc JOIN coverages c ON pc.coverage_id=c.coverage_id WHERE pc.policy_id='POL-ne-auto-pref-p_auto'"
}{
"rows": [
{
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:BI",
"value": "10000000/30000000",
"premium_contribution_cents": null,
"label": "Bodily Injury Liability"
},
{
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:COLL",
"value": "50000",
"premium_contribution_cents": null,
"label": "Collision"
},
{
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:COMP",
"value": "50000",
"premium_contribution_cents": null,
"label": "Comprehensive"
},
{
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:MED",
"value": "500000",
"premium_contribution_cents": 4500,
"label": "Medical Payments"
},
{
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:PD",
"value": "10000000",
"premium_contribution_cents": null,
"label": "Property Damage Liability"
},
{
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:RENT_REIMB",
"value": "90000",
"premium_contribution_cents": 3000,
"label": "Rental Reimbursement"
},
{
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:UMUIM",
"value": "10000000/30000000",
"premium_contribution_cents": 11000,
"label": "Uninsured/Underinsured Motorist"
}
],
"row_count": 7,
"truncated": false
}⚙ query_db(SELECT v.* FROM policy_objects po JOIN vehicles v ON po.object_id=v.vehicle_i…)
{
"sql": "SELECT v.* FROM policy_objects po JOIN vehicles v ON po.object_id=v.vehicle_id WHERE po.policy_id='POL-ne-auto-pref-p_auto' AND po.object_type='vehicle'"
}{
"rows": [
{
"vehicle_id": "VEH-ne-auto-pref-v1",
"cust_id": "CUST-ne-auto-pref",
"year": 2021,
"make": "Subaru",
"model": "Outback",
"vin": "VINFAKENE-v1",
"usage": "COMMUTE",
"annual_miles": 11000,
"financed": 0,
"garaging_address_id": "ADDR-ne-auto-pref"
}
],
"row_count": 1,
"truncated": false
}⚙ query_db(SELECT a.region FROM addresses a JOIN customers c ON c.address_id=a.address_i…)
{
"sql": "SELECT a.region FROM addresses a JOIN customers c ON c.address_id=a.address_id WHERE c.cust_id='CUST-ne-auto-pref'"
}{
"rows": [
{
"region": "R-NE"
}
],
"row_count": 1,
"truncated": false
}⚙ quote({"line":"AUTO","tier":"EVERGREEN","region":"R-NE","peico_risk":784,"annual_mi…)
{
"facts": {
"line": "AUTO",
"tier": "EVERGREEN",
"region": "R-NE",
"peico_risk": 784,
"annual_miles": 11000,
"incidents_5yr": 0,
"vehicle_age": 4,
"driver_age": 53,
"smoker": false,
"billing_plan": "INSTALLMENTS",
"promo_code": null,
"coverages": [
"BI",
"PD",
"COLL",
"COMP",
"MED",
"RENT_REIMB",
"UMUIM",
"ROAD"
]
},
"as_of": "2025-01-10"
}{
"as_of": "2025-01-10",
"base_premium_cents": 146608,
"final_premium_cents": 129015,
"breakdown": [
{
"step": "BASE",
"code": "base",
"detail": "base_rate $900",
"factor": null,
"amount_cents": null,
"running_cents": 90000
},
{
"step": "BASE",
"code": "tier:EVERGREEN",
"detail": "tier factor ×1.28",
"factor": 1.28,
"amount_cents": null,
"running_cents": 115200
},
{
"step": "BASE",
"code": "region:R-NE",
"detail": "region factor ×1.3",
"factor": 1.3,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:driver_age",
"detail": "driver_age=53 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:risk_score",
"detail": "risk_score=784 ×0.84",
"factor": 0.84,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:annual_miles",
"detail": "annual_miles=11000 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:vehicle_age",
"detail": "vehicle_age=4 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:incidents_5yr",
"detail": "incidents_5yr=0 ×0.95",
"factor": 0.95,
"amount_cents": null,
"running_cents": 119508
},
{
"step": "COVERAGE",
"code": "MED",
"detail": "+ MED $45",
"factor": null,
"amount_cents": 4500,
"running_cents": 124008
},
{
"step": "COVERAGE",
"code": "RENT_REIMB",
"detail": "+ RENT_REIMB $30",
"factor": null,
"amount_cents": 3000,
"running_cents": 127008
},
{
"step": "COVERAGE",
"code": "UMUIM",
"detail": "+ UMUIM $110",
"factor": null,
"amount_cents": 11000,
"running_cents": 138008
},
{
"step": "COVERAGE",
"code": "ROAD",
"detail": "+ ROAD $25",
"factor": null,
"amount_cents": 2500,
"running_cents": 140508
},
{
"step": "FEES",
"code": "policy_fee",
"detail": "+ policy fee",
"factor": null,
"amount_cents": 2500,
"running_cents": 143008
},
{
"step": "FEES",
"code": "installment",
"detail": "+ fractional-pay surcharge",
"factor": null,
"amount_cents": 3600,
"running_cents": 146608
},
{
"step": "DISCOUNT",
"code": "SAFE_DRIVER",
"detail": "−12%",
"factor": 0.88,
"amount_cents": null,
"running_cents": 129015
}
]
}⚙ quote({"line":"AUTO","tier":"EVERGREEN","region":"R-NE","peico_risk":784,"annual_mi…)
{
"facts": {
"line": "AUTO",
"tier": "EVERGREEN",
"region": "R-NE",
"peico_risk": 784,
"annual_miles": 11000,
"incidents_5yr": 0,
"vehicle_age": 4,
"driver_age": 53,
"smoker": false,
"billing_plan": "INSTALLMENTS",
"autopay": true,
"paperless": true,
"loyalty_tier": "Timber",
"promo_code": null,
"coverages": [
"BI",
"PD",
"COLL",
"COMP",
"MED",
"RENT_REIMB",
"UMUIM",
"ROAD"
]
},
"as_of": "2025-01-10"
}{
"as_of": "2025-01-10",
"base_premium_cents": 146608,
"final_premium_cents": 116584,
"breakdown": [
{
"step": "BASE",
"code": "base",
"detail": "base_rate $900",
"factor": null,
"amount_cents": null,
"running_cents": 90000
},
{
"step": "BASE",
"code": "tier:EVERGREEN",
"detail": "tier factor ×1.28",
"factor": 1.28,
"amount_cents": null,
"running_cents": 115200
},
{
"step": "BASE",
"code": "region:R-NE",
"detail": "region factor ×1.3",
"factor": 1.3,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:driver_age",
"detail": "driver_age=53 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:risk_score",
"detail": "risk_score=784 ×0.84",
"factor": 0.84,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:annual_miles",
"detail": "annual_miles=11000 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:vehicle_age",
"detail": "vehicle_age=4 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:incidents_5yr",
"detail": "incidents_5yr=0 ×0.95",
"factor": 0.95,
"amount_cents": null,
"running_cents": 119508
},
{
"step": "COVERAGE",
"code": "MED",
"detail": "+ MED $45",
"factor": null,
"amount_cents": 4500,
"running_cents": 124008
},
{
"step": "COVERAGE",
"code": "RENT_REIMB",
"detail": "+ RENT_REIMB $30",
"factor": null,
"amount_cents": 3000,
"running_cents": 127008
},
{
"step": "COVERAGE",
"code": "UMUIM",
"detail": "+ UMUIM $110",
"factor": null,
"amount_cents": 11000,
"running_cents": 138008
},
{
"step": "COVERAGE",
"code": "ROAD",
"detail": "+ ROAD $25",
"factor": null,
"amount_cents": 2500,
"running_cents": 140508
},
{
"step": "FEES",
"code": "policy_fee",
"detail": "+ policy fee",
"factor": null,
"amount_cents": 2500,
"running_cents": 143008
},
{
"step": "FEES",
"code": "installment",
"detail": "+ fractional-pay surcharge",
"factor": null,
"amount_cents": 3600,
"running_cents": 146608
},
{
"step": "DISCOUNT",
"code": "SAFE_DRIVER",
"detail": "−12%",
"factor": 0.88,
"amount_cents": null,
"running_cents": 129015
},
{
"step": "DISCOUNT",
"code": "PAPERLESS",
"detail": "−$25",
"factor": null,
"amount_cents": -2500,
"running_cents": 126515
},
{
"step": "DISCOUNT",
"code": "AUTOPAY",
"detail": "−3%",
"factor": 0.97,
"amount_cents": null,
"running_cents": 122720
},
{
"step": "DISCOUNT",
"code": "LOYALTY",
"detail": "−5%",
"factor": 0.95,
"amount_cents": null,
"running_cents": 116584
}
]
}Roadside Assistance (ROAD) would add $25/year in coverage cost before discounts, but after your existing discounts (Safe Driver, Paperless, Autopay, Loyalty) it works out to about $20.27 more per year — your total annual premium would go from $1,145.57 to $1,165.84.
Would you like me to go ahead and add it to your policy?
Yes, absolutely — that sounds great. Please go ahead and add it today.
⚙ update_coverages(POL-ne-auto-pref-p_auto, ["ROAD"])
{
"policy_id": "POL-ne-auto-pref-p_auto",
"add": [
"ROAD"
]
}{
"ok": true,
"changesets": [
{
"policy_coverages": {
"added": [
{
"pk": {
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:ROAD"
},
"row": {
"policy_id": "POL-ne-auto-pref-p_auto",
"coverage_id": "AUTO:ROAD",
"value": null,
"premium_contribution_cents": null
}
}
]
}
}
],
"note": "stored premium is now stale — call reprice_policy to recompute"
}⚙ reprice_policy(POL-ne-auto-pref-p_auto)
{
"policy_id": "POL-ne-auto-pref-p_auto"
}{
"ok": true,
"as_of": "2025-01-10",
"base_premium_cents": 146608,
"final_premium_cents": 116584,
"breakdown": [
{
"step": "BASE",
"code": "base",
"detail": "base_rate $900",
"factor": null,
"amount_cents": null,
"running_cents": 90000
},
{
"step": "BASE",
"code": "tier:EVERGREEN",
"detail": "tier factor ×1.28",
"factor": 1.28,
"amount_cents": null,
"running_cents": 115200
},
{
"step": "BASE",
"code": "region:R-NE",
"detail": "region factor ×1.3",
"factor": 1.3,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:driver_age",
"detail": "driver_age=53 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 149760
},
{
"step": "RISK",
"code": "factor:risk_score",
"detail": "risk_score=784 ×0.84",
"factor": 0.84,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:annual_miles",
"detail": "annual_miles=11000 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:vehicle_age",
"detail": "vehicle_age=4 ×1.0",
"factor": 1,
"amount_cents": null,
"running_cents": 125798
},
{
"step": "RISK",
"code": "factor:incidents_5yr",
"detail": "incidents_5yr=0 ×0.95",
"factor": 0.95,
"amount_cents": null,
"running_cents": 119508
},
{
"step": "COVERAGE",
"code": "MED",
"detail": "+ MED $45",
"factor": null,
"amount_cents": 4500,
"running_cents": 124008
},
{
"step": "COVERAGE",
"code": "RENT_REIMB",
"detail": "+ RENT_REIMB $30",
"factor": null,
"amount_cents": 3000,
"running_cents": 127008
},
{
"step": "COVERAGE",
"code": "ROAD",
"detail": "+ ROAD $25",
"factor": null,
"amount_cents": 2500,
"running_cents": 129508
},
{
"step": "COVERAGE",
"code": "UMUIM",
"detail": "+ UMUIM $110",
"factor": null,
"amount_cents": 11000,
"running_cents": 140508
},
{
"step": "FEES",
"code": "policy_fee",
"detail": "+ policy fee",
"factor": null,
"amount_cents": 2500,
"running_cents": 143008
},
{
"step": "FEES",
"code": "installment",
"detail": "+ fractional-pay surcharge",
"factor": null,
"amount_cents": 3600,
"running_cents": 146608
},
{
"step": "DISCOUNT",
"code": "SAFE_DRIVER",
"detail": "−12%",
"factor": 0.88,
"amount_cents": null,
"running_cents": 129015
},
{
"step": "DISCOUNT",
"code": "PAPERLESS",
"detail": "−$25",
"factor": null,
"amount_cents": -2500,
"running_cents": 126515
},
{
"step": "DISCOUNT",
"code": "AUTOPAY",
"detail": "−3%",
"factor": 0.97,
"amount_cents": null,
"running_cents": 122720
},
{
"step": "DISCOUNT",
"code": "LOYALTY",
"detail": "−5%",
"factor": 0.95,
"amount_cents": null,
"running_cents": 116584
}
],
"changeset": {
"policies": {
"changed": [
{
"pk": {
"policy_id": "POL-ne-auto-pref-p_auto"
},
"fields": {
"base_premium_cents": [
144108,
146608
],
"final_premium_cents": [
114557,
116584
],
"premium_breakdown": [
"[{\"step\": \"BASE\", \"code\": \"base\", \"detail\": \"base_rate $900\", \"factor\": null, \"amount_cents\": null, \"running_cents\": 90000}, {\"step\": \"BASE\", \"code\": \"tier:EVERGREEN\", \"detail\": \"tier factor \\u00d71.28\", \"factor\": 1.28, \"amount_cents\": null, \"running_cents\": 115200}, {\"step\": \"BASE\", \"code\": \"region:R-NE\", \"detail\": \"region factor \\u00d71.3\", \"factor\": 1.3, \"amount_cents\": null, \"running_cents\": 149760}, {\"step\": \"RISK\", \"code\": \"factor:driver_age\", \"detail\": \"driver_age=53 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 149760}, {\"step\": \"RISK\", \"code\": \"factor:risk_score\", \"detail\": \"risk_score=784 \\u00d70.84\", \"factor\": 0.84, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:annual_miles\", \"detail\": \"annual_miles=11000 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:vehicle_age\", \"detail\": \"vehicle_age=4 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:incidents_5yr\", \"detail\": \"incidents_5yr=0 \\u00d70.95\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 119508}, {\"step\": \"COVERAGE\", \"code\": \"MED\", \"detail\": \"+ MED $45\", \"factor\": null, \"amount_cents\": 4500, \"running_cents\": 124008}, {\"step\": \"COVERAGE\", \"code\": \"RENT_REIMB\", \"detail\": \"+ RENT_REIMB $30\", \"factor\": null, \"amount_cents\": 3000, \"running_cents\": 127008}, {\"step\": \"COVERAGE\", \"code\": \"UMUIM\", \"detail\": \"+ UMUIM $110\", \"factor\": null, \"amount_cents\": 11000, \"running_cents\": 138008}, {\"step\": \"FEES\", \"code\": \"policy_fee\", \"detail\": \"+ policy fee\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 140508}, {\"step\": \"FEES\", \"code\": \"installment\", \"detail\": \"+ fractional-pay surcharge\", \"factor\": null, \"amount_cents\": 3600, \"running_cents\": 144108}, {\"step\": \"DISCOUNT\", \"code\": \"SAFE_DRIVER\", \"detail\": \"\\u221212%\", \"factor\": 0.88, \"amount_cents\": null, \"running_cents\": 126815}, {\"step\": \"DISCOUNT\", \"code\": \"PAPERLESS\", \"detail\": \"\\u2212$25\", \"factor\": null, \"amount_cents\": -2500, \"running_cents\": 124315}, {\"step\": \"DISCOUNT\", \"code\": \"AUTOPAY\", \"detail\": \"\\u22123%\", \"factor\": 0.97, \"amount_cents\": null, \"running_cents\": 120586}, {\"step\": \"DISCOUNT\", \"code\": \"LOYALTY\", \"detail\": \"\\u22125%\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 114557}]",
"[{\"step\": \"BASE\", \"code\": \"base\", \"detail\": \"base_rate $900\", \"factor\": null, \"amount_cents\": null, \"running_cents\": 90000}, {\"step\": \"BASE\", \"code\": \"tier:EVERGREEN\", \"detail\": \"tier factor \\u00d71.28\", \"factor\": 1.28, \"amount_cents\": null, \"running_cents\": 115200}, {\"step\": \"BASE\", \"code\": \"region:R-NE\", \"detail\": \"region factor \\u00d71.3\", \"factor\": 1.3, \"amount_cents\": null, \"running_cents\": 149760}, {\"step\": \"RISK\", \"code\": \"factor:driver_age\", \"detail\": \"driver_age=53 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 149760}, {\"step\": \"RISK\", \"code\": \"factor:risk_score\", \"detail\": \"risk_score=784 \\u00d70.84\", \"factor\": 0.84, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:annual_miles\", \"detail\": \"annual_miles=11000 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:vehicle_age\", \"detail\": \"vehicle_age=4 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 125798}, {\"step\": \"RISK\", \"code\": \"factor:incidents_5yr\", \"detail\": \"incidents_5yr=0 \\u00d70.95\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 119508}, {\"step\": \"COVERAGE\", \"code\": \"MED\", \"detail\": \"+ MED $45\", \"factor\": null, \"amount_cents\": 4500, \"running_cents\": 124008}, {\"step\": \"COVERAGE\", \"code\": \"RENT_REIMB\", \"detail\": \"+ RENT_REIMB $30\", \"factor\": null, \"amount_cents\": 3000, \"running_cents\": 127008}, {\"step\": \"COVERAGE\", \"code\": \"ROAD\", \"detail\": \"+ ROAD $25\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 129508}, {\"step\": \"COVERAGE\", \"code\": \"UMUIM\", \"detail\": \"+ UMUIM $110\", \"factor\": null, \"amount_cents\": 11000, \"running_cents\": 140508}, {\"step\": \"FEES\", \"code\": \"policy_fee\", \"detail\": \"+ policy fee\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 143008}, {\"step\": \"FEES\", \"code\": \"installment\", \"detail\": \"+ fractional-pay surcharge\", \"factor\": null, \"amount_cents\": 3600, \"running_cents\": 146608}, {\"step\": \"DISCOUNT\", \"code\": \"SAFE_DRIVER\", \"detail\": \"\\u221212%\", \"factor\": 0.88, \"amount_cents\": null, \"running_cents\": 129015}, {\"step\": \"DISCOUNT\", \"code\": \"PAPERLESS\", \"detail\": \"\\u2212$25\", \"factor\": null, \"amount_cents\": -2500, \"running_cents\": 126515}, {\"step\": \"DISCOUNT\", \"code\": \"AUTOPAY\", \"detail\": \"\\u22123%\", \"factor\": 0.97, \"amount_cents\": null, \"running_cents\": 122720}, {\"step\": \"DISCOUNT\", \"code\": \"LOYALTY\", \"detail\": \"\\u22125%\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 116584}]"
]
}
}
]
}
}
}All done, Eleanor! Roadside Assistance is now active on your auto policy. Your new annual premium is $1,165.84 (up from $1,145.57), effective now.
Is there anything else I can help you with?
Perfect, thank you so much for taking care of that!
⚙ end_conversation()
{}{
"ok": true,
"note": "Deliver your closing message now."
}Take care!