Gemini 3.5 Flash (medium)

pet-wellness-drop-phone

Grading criteriawhat this conversation was scored against

DB end-state

{
  "customers": {
    "changed": [
      {
        "pk": {
          "cust_id": "CUST-loyalty-oldgrowth"
        },
        "fields": {
          "phone": [
            null,
            "616-555-0148"
          ]
        }
      }
    ]
  },
  "policies": {
    "changed": [
      {
        "pk": {
          "policy_id": "POL-loyalty-oldgrowth-p_pet"
        },
        "fields": {
          "base_premium_cents": [
            68170,
            56170
          ],
          "final_premium_cents": [
            56117,
            45834
          ],
          "premium_breakdown": [
            "*",
            "*"
          ]
        },
        "may_change": {
          "rating_as_of": [
            "*",
            "*"
          ]
        }
      }
    ]
  },
  "policy_coverages": {
    "removed": [
      {
        "pk": {
          "policy_id": "POL-loyalty-oldgrowth-p_pet",
          "coverage_id": "PET:WELLNESS"
        },
        "row": {
          "policy_id": "POL-loyalty-oldgrowth-p_pet",
          "coverage_id": "PET:WELLNESS",
          "value": "true",
          "premium_contribution_cents": 12000
        }
      }
    ]
  }
}

Judge rubric

The rep completed BOTH requests on this call: (1) removed the wellness rider from the PET policy and repriced it, telling him a concrete outcome — the $120/yr list price, the true savings of about $102.83/yr, or the new total of about $458.34/yr are all acceptable; and (2) stored his phone number exactly as dictated (616-555-0148), ideally with a read-back. The auto policy and everything else stay untouched. Completing only one of the two and ending the call is a fail. Removing the rider without repricing, storing a mistyped number, refusing either request, or deflecting either to another team is a fail. Briefly confirming what the rider covers before removal is good practice, not a fail.

Passedcustomer: Harold Nyberg · 7 turns · 74s · $0.36 · 373k tok in

Verdicts

DB end-statepassed
DB end-state matches the expected changeset.
Judge rubricpassed
judge: The rep removed the wellness rider and gave the repriced total ($458.34) and savings ($102.83), and stored the phone number exactly as dictated (616-555-0148), completing both requests without touching the auto policy.

Conversation

Agent

Hi, thanks for contacting PEICO — this is the service desk. How can I help you today?

Customer

Hey, thanks for picking up. I need to make a couple of changes today. First, I'd like to remove the wellness rider from my pet policy — for Biscuit, my dog. Can you help with that and give me the savings figure?

Agent
query_db(SELECT p.pet_id, p.cust_id, p.name, p.species, p.breed, c.first_name, c.last_…)
{
  "sql": "SELECT p.pet_id, p.cust_id, p.name, p.species, p.breed, c.first_name, c.last_name, po.policy_id, pol.line, pol.tier_id, pol.status, pol.final_premium_cents FROM pets p JOIN customers c ON p.cust_id = c.cust_id LEFT JOIN policy_objects po ON po.object_id = p.pet_id AND po.object_type = 'pet' LEFT JOIN policies pol ON pol.policy_id = po.policy_id WHERE p.name LIKE 'Biscuit'"
}
{
  "rows": [
    {
      "pet_id": "PET-loyalty-oldgrowth-pet1",
      "cust_id": "CUST-loyalty-oldgrowth",
      "name": "Biscuit",
      "species": "DOG",
      "breed": "Labrador",
      "first_name": "Harold",
      "last_name": "Nyberg",
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "line": "PET",
      "tier_id": "PET:EVERGREEN",
      "status": "ACTIVE",
      "final_premium_cents": 56117
    }
  ],
  "row_count": 1,
  "truncated": false
}
query_db(SELECT pc.policy_id, pc.coverage_id, pc.value, pc.premium_contribution_cents,…)
{
  "sql": "SELECT pc.policy_id, pc.coverage_id, pc.value, pc.premium_contribution_cents, c.code, c.label, c.notes FROM policy_coverages pc JOIN coverages c ON pc.coverage_id = c.coverage_id WHERE pc.policy_id = 'POL-loyalty-oldgrowth-p_pet'"
}
{
  "rows": [
    {
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "coverage_id": "PET:ANNUAL_MAX",
      "value": "2000000",
      "premium_contribution_cents": null,
      "code": "ANNUAL_MAX",
      "label": "Annual Benefit Limit",
      "notes": null
    },
    {
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "coverage_id": "PET:DEDUCT",
      "value": "10000",
      "premium_contribution_cents": null,
      "code": "DEDUCT",
      "label": "Annual Deductible",
      "notes": null
    },
    {
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "coverage_id": "PET:DENTAL",
      "value": "true",
      "premium_contribution_cents": 6000,
      "code": "DENTAL",
      "label": "Dental Illness",
      "notes": "Evergreen only."
    },
    {
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "coverage_id": "PET:EXAM_FEE",
      "value": "true",
      "premium_contribution_cents": 2500,
      "code": "EXAM_FEE",
      "label": "Exam Fees",
      "notes": null
    },
    {
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "coverage_id": "PET:REIMB_PCT",
      "value": "0.9",
      "premium_contribution_cents": null,
      "code": "REIMB_PCT",
      "label": "Reimbursement Percentage",
      "notes": "0.70 / 0.80 / 0.90 by tier."
    },
    {
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "coverage_id": "PET:WELLNESS",
      "value": "true",
      "premium_contribution_cents": 12000,
      "code": "WELLNESS",
      "label": "Wellness/Routine Care",
      "notes": "Evergreen add-on."
    }
  ],
  "row_count": 6,
  "truncated": false
}
search_kb(wellness)
{
  "query": "wellness"
}
{
  "results": []
}
search_kb(pet)
{
  "query": "pet"
}
{
  "results": [
    {
      "doc_id": "KB-PROMO-PETLOVE",
      "title": "PETLOVE terms",
      "category": "PROMO",
      "applies_to": "{\"lines\": [\"PET\"]}",
      "snippet": "20% off pet policies during October 2025 adoption month. Cap $60."
    }
  ]
}
query_db(SELECT * FROM policies WHERE policy_id = 'POL-loyalty-oldgrowth-p_pet')
{
  "sql": "SELECT * FROM policies WHERE policy_id = 'POL-loyalty-oldgrowth-p_pet'"
}
{
  "rows": [
    {
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "cust_id": "CUST-loyalty-oldgrowth",
      "line": "PET",
      "tier_id": "PET:EVERGREEN",
      "status": "ACTIVE",
      "effective_date": "2025-01-20",
      "expiration_date": "2026-01-20",
      "term_months": 12,
      "rating_as_of": "2025-01-20",
      "base_premium_cents": 68170,
      "final_premium_cents": 56117,
      "premium_breakdown": "[{\"step\": \"BASE\", \"code\": \"base\", \"detail\": \"base_rate $240\", \"factor\": null, \"amount_cents\": null, \"running_cents\": 24000}, {\"step\": \"BASE\", \"code\": \"tier:EVERGREEN\", \"detail\": \"tier factor \\u00d71.45\", \"factor\": 1.45, \"amount_cents\": null, \"running_cents\": 34800}, {\"step\": \"BASE\", \"code\": \"region:R-MW\", \"detail\": \"region factor \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 34800}, {\"step\": \"RISK\", \"code\": \"factor:species\", \"detail\": \"species=DOG \\u00d71.1\", \"factor\": 1.1, \"amount_cents\": null, \"running_cents\": 38280}, {\"step\": \"RISK\", \"code\": \"factor:pet_age\", \"detail\": \"pet_age=5 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 38280}, {\"step\": \"RISK\", \"code\": \"factor:reimburse_pct\", \"detail\": \"reimburse_pct=0.9 \\u00d71.18\", \"factor\": 1.18, \"amount_cents\": null, \"running_cents\": 45170}, {\"step\": \"COVERAGE\", \"code\": \"DENTAL\", \"detail\": \"+ DENTAL $60\", \"factor\": null, \"amount_cents\": 6000, \"running_cents\": 51170}, {\"step\": \"COVERAGE\", \"code\": \"EXAM_FEE\", \"detail\": \"+ EXAM_FEE $25\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 53670}, {\"step\": \"COVERAGE\", \"code\": \"WELLNESS\", \"detail\": \"+ WELLNESS $120\", \"factor\": null, \"amount_cents\": 12000, \"running_cents\": 65670}, {\"step\": \"FEES\", \"code\": \"policy_fee\", \"detail\": \"+ policy fee\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 68170}, {\"step\": \"DISCOUNT\", \"code\": \"PAID_IN_FULL\", \"detail\": \"\\u22127%\", \"factor\": 0.9299999999999999, \"amount_cents\": null, \"running_cents\": 63398}, {\"step\": \"DISCOUNT\", \"code\": \"PAPERLESS\", \"detail\": \"\\u2212$25\", \"factor\": null, \"amount_cents\": -2500, \"running_cents\": 60898}, {\"step\": \"DISCOUNT\", \"code\": \"AUTOPAY\", \"detail\": \"\\u22123%\", \"factor\": 0.97, \"amount_cents\": null, \"running_cents\": 59071}, {\"step\": \"DISCOUNT\", \"code\": \"LOYALTY\", \"detail\": \"\\u22125%\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 56117}]",
      "rating_inputs": "{\"billing\": {\"plan\": \"PAY_IN_FULL\", \"autopay\": true, \"paperless\": true}, \"incidents_5yr\": 0, \"smoker\": false, \"promo_code\": null}",
      "underlying_policy_id": null,
      "bundle_id": null,
      "rep_id": "REP-1001",
      "created_at": "2025-06-01"
    }
  ],
  "row_count": 1,
  "truncated": false
}
query_db(SELECT * FROM eligibility_rules WHERE line = 'PET' OR tier_id = 'PET:EVERGREEN')
{
  "sql": "SELECT * FROM eligibility_rules WHERE line = 'PET' OR tier_id = 'PET:EVERGREEN'"
}
{
  "rows": [],
  "row_count": 0,
  "truncated": false
}
query_db(SELECT * FROM tiers WHERE line = 'PET')
{
  "sql": "SELECT * FROM tiers WHERE line = 'PET'"
}
{
  "rows": [
    {
      "tier_id": "PET:SAPLING",
      "line": "PET",
      "code": "SAPLING",
      "label": "Sapling",
      "position": 1,
      "sellable": 1,
      "retired_on": null,
      "notes": null
    },
    {
      "tier_id": "PET:PINE",
      "line": "PET",
      "code": "PINE",
      "label": "Pine",
      "position": 2,
      "sellable": 1,
      "retired_on": null,
      "notes": null
    },
    {
      "tier_id": "PET:EVERGREEN",
      "line": "PET",
      "code": "EVERGREEN",
      "label": "Evergreen",
      "position": 3,
      "sellable": 1,
      "retired_on": null,
      "notes": null
    }
  ],
  "row_count": 3,
  "truncated": false
}
query_db(SELECT * FROM customers c JOIN addresses a ON c.address_id = a.address_id WHE…)
{
  "sql": "SELECT * FROM customers c JOIN addresses a ON c.address_id = a.address_id WHERE c.cust_id = 'CUST-loyalty-oldgrowth'"
}
{
  "rows": [
    {
      "cust_id": "CUST-loyalty-oldgrowth",
      "legacy_acct": "EVG7782M3",
      "legacy_mismatch": 0,
      "status": "CUSTOMER",
      "first_name": "Harold",
      "last_name": "Nyberg",
      "dob": "1962-04-27",
      "email": "harold.nyberg@example.com",
      "phone": null,
      "address_id": "ADDR-loyalty-oldgrowth",
      "peico_risk": 800,
      "risk_components": "{\"prior_claims\": {\"value\": 0, \"points\": 0}, \"late_payments\": {\"value\": 0, \"points\": 0}, \"tenure\": {\"value\": 17, \"points\": 60}, \"credit\": {\"value\": 800, \"points\": 40, \"weight\": 1, \"masked\": false, \"note\": null}}",
      "tenure_start": "2008-06-01",
      "loyalty_tier": "OldGrowth",
      "loyalty_points": 7000,
      "created_at": "2025-06-01",
      "line1": "19 Tamarack Ct",
      "city": "Grand Rapids",
      "state": "MI",
      "zip": "49503",
      "region": "R-MW"
    }
  ],
  "row_count": 1,
  "truncated": false
}
query_db(SELECT * FROM policy_objects WHERE policy_id = 'POL-loyalty-oldgrowth-p_pet')
{
  "sql": "SELECT * FROM policy_objects WHERE policy_id = 'POL-loyalty-oldgrowth-p_pet'"
}
{
  "rows": [
    {
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "object_type": "pet",
      "object_id": "PET-loyalty-oldgrowth-pet1"
    }
  ],
  "row_count": 1,
  "truncated": false
}
search_kb(rating)
{
  "query": "rating"
}
{
  "results": [
    {
      "doc_id": "KB-CA-RATING",
      "title": "CA: prohibited auto rating factors",
      "category": "COMPLIANCE",
      "applies_to": "{\"lines\": [\"AUTO\"], \"states\": [\"CA\"]}",
      "snippet": "California auto rating **may not use credit-based insurance score or gender**. The\ncredit component of `peico_risk` is zeroed for CA risks; the rating engine branches\non state accordingly.\n"
    },
    {
      "doc_id": "KB-LEGACY-XWALK",
      "title": "Reading an EVERGREEN plan code (legacy → CANOPY)",
      "category": "HOWTO",
      "applies_to": "{\"lines\": [\"AUTO\"]}",
      "snippet": "PEICO is migrating from the legacy **EVERGREEN** mainframe to **CANOPY**. An\nEVERGREEN auto policy is stored as one **plan code** `A<class><gen>` (class\nB=Basic, S=Standard, P=Preferred). A plan code does NOT map to a CANOPY tier on\nits own…"
    }
  ]
}
query_db(SELECT * FROM rate_tables WHERE line = 'PET')
{
  "sql": "SELECT * FROM rate_tables WHERE line = 'PET'"
}
{
  "rows": [
    {
      "rate_table_id": "PET:R-NE:2025.1",
      "line": "PET",
      "region": "R-NE",
      "version": "2025.1",
      "effective_start": "2025-01-01",
      "effective_end": "2026-12-31",
      "payload": "{\"unit\": \"per_pet\", \"base_rate\": 240, \"tier_factors\": {\"SAPLING\": 0.7, \"PINE\": 1.0, \"EVERGREEN\": 1.45}, \"factors\": {\"species\": {\"DOG\": 1.1, \"CAT\": 0.85}, \"pet_age\": [{\"max\": 2, \"f\": 0.85}, {\"max\": 7, \"f\": 1.0}, {\"max\": 99, \"f\": 1.6}], \"reimburse_pct\": {\"0.70\": 0.9, \"0.80\": 1.0, \"0.90\": 1.18}}, \"coverage_premiums\": {\"WELLNESS\": 120, \"EXAM_FEE\": 25, \"DENTAL\": 60}, \"line\": \"PET\", \"region\": \"R-NE\", \"region_factor\": 1.2, \"version\": \"2025.1\", \"money_unit\": \"usd\"}"
    },
    {
      "rate_table_id": "PET:R-SE:2025.1",
      "line": "PET",
      "region": "R-SE",
      "version": "2025.1",
      "effective_start": "2025-01-01",
      "effective_end": "2026-12-31",
      "payload": "{\"unit\": \"per_pet\", \"base_rate\": 240, \"tier_factors\": {\"SAPLING\": 0.7, \"PINE\": 1.0, \"EVERGREEN\": 1.45}, \"factors\": {\"species\": {\"DOG\": 1.1, \"CAT\": 0.85}, \"pet_age\": [{\"max\": 2, \"f\": 0.85}, {\"max\": 7, \"f\": 1.0}, {\"max\": 99, \"f\": 1.6}], \"reimburse_pct\": {\"0.70\": 0.9, \"0.80\": 1.0, \"0.90\": 1.18}}, \"coverage_premiums\": {\"WELLNESS\": 120, \"EXAM_FEE\": 25, \"DENTAL\": 60}, \"line\": \"PET\", \"region\": \"R-SE\", \"region_factor\": 1.15, \"version\": \"2025.1\", \"money_unit\": \"usd\"}"
    },
    {
      "rate_table_id": "PET:R-MW:2025.1",
      "line": "PET",
      "region": "R-MW",
      "version": "2025.1",
      "effective_start": "2025-01-01",
      "effective_end": "2026-12-31",
      "payload": "{\"unit\": \"per_pet\", \"base_rate\": 240, \"tier_factors\": {\"SAPLING\": 0.7, \"PINE\": 1.0, \"EVERGREEN\": 1.45}, \"factors\": {\"species\": {\"DOG\": 1.1, \"CAT\": 0.85}, \"pet_age\": [{\"max\": 2, \"f\": 0.85}, {\"max\": 7, \"f\": 1.0}, {\"max\": 99, \"f\": 1.6}], \"reimburse_pct\": {\"0.70\": 0.9, \"0.80\": 1.0, \"0.90\": 1.18}}, \"coverage_premiums\": {\"WELLNESS\": 120, \"EXAM_FEE\": 25, \"DENTAL\": 60}, \"line\": \"PET\", \"region\": \"R-MW\", \"region_factor\": 1.0, \"version\": \"2025.1\", \"money_unit\": \"usd\"}"
    },
    {
      "rate_table_id": "PET:R-SW:2025.1",
      "line": "PET",
      "region": "R-SW",
      "version": "2025.1",
      "effective_start": "2025-01-01",
      "effective_end": "2026-12-31",
      "payload": "{\"unit\": \"per_pet\", \"base_rate\": 240, \"tier_factors\": {\"SAPLING\": 0.7, \"PINE\": 1.0, \"EVERGREEN\": 1.45}, \"factors\": {\"species\": {\"DOG\": 1.1, \"CAT\": 0.85}, \"pet_age\": [{\"max\": 2, \"f\": 0.85}, {\"max\": 7, \"f\": 1.0}, {\"max\": 99, \"f\": 1.6}], \"reimburse_pct\": {\"0.70\": 0.9, \"0.80\": 1.0, \"0.90\": 1.18}}, \"coverage_premiums\": {\"WELLNESS\": 120, \"EXAM_FEE\": 25, \"DENTAL\": 60}, \"line\": \"PET\", \"region\": \"R-SW\", \"region_factor\": 1.05, \"version\": \"2025.1\", \"money_unit\": \"usd\"}"
    },
    {
      "rate_table_id": "PET:R-W:2025.1",
      "line": "PET",
      "region": "R-W",
      "version": "2025.1",
      "effective_start": "2025-01-01",
      "effective_end": "2026-12-31",
      "payload": "{\"unit\": \"per_pet\", \"base_rate\": 240, \"tier_factors\": {\"SAPLING\": 0.7, \"PINE\": 1.0, \"EVERGREEN\": 1.45}, \"factors\": {\"species\": {\"DOG\": 1.1, \"CAT\": 0.85}, \"pet_age\": [{\"max\": 2, \"f\": 0.85}, {\"max\": 7, \"f\": 1.0}, {\"max\": 99, \"f\": 1.6}], \"reimburse_pct\": {\"0.70\": 0.9, \"0.80\": 1.0, \"0.90\": 1.18}}, \"coverage_premiums\": {\"WELLNESS\": 120, \"EXAM_FEE\": 25, \"DENTAL\": 60}, \"line\": \"PET\", \"region\": \"R-W\", \"region_factor\": 1.1, \"version\": \"2025.1\", \"money_unit\": \"usd\"}"
    }
  ],
  "row_count": 5,
  "truncated": false
}
price_check(2025-06-01, POL-loyalty-oldgrowth-p_pet)
{
  "as_of": "2025-06-01",
  "policy_id": "POL-loyalty-oldgrowth-p_pet"
}
{
  "as_of": "2025-06-01",
  "facts": {
    "line": "PET",
    "tier": "EVERGREEN",
    "region": "R-MW",
    "state": "MI",
    "term_months": 12,
    "peico_risk": 800,
    "age": 62,
    "billing_plan": "PAY_IN_FULL",
    "autopay": true,
    "paperless": true,
    "loyalty_tier": "OldGrowth",
    "status": "CUSTOMER",
    "has_bundle": false,
    "active_lines": 2,
    "is_new_first_policy": false,
    "promo_code": null,
    "coverages": [
      "DENTAL",
      "EXAM_FEE",
      "WELLNESS"
    ],
    "species": "DOG",
    "pet_age": 5,
    "exposure_count": 1,
    "reimburse_pct": 0.9
  },
  "base_premium_cents": 68170,
  "final_premium_cents": 56117,
  "breakdown": [
    {
      "step": "BASE",
      "code": "base",
      "detail": "base_rate $240",
      "factor": null,
      "amount_cents": null,
      "running_cents": 24000
    },
    {
      "step": "BASE",
      "code": "tier:EVERGREEN",
      "detail": "tier factor ×1.45",
      "factor": 1.45,
      "amount_cents": null,
      "running_cents": 34800
    },
    {
      "step": "BASE",
      "code": "region:R-MW",
      "detail": "region factor ×1.0",
      "factor": 1,
      "amount_cents": null,
      "running_cents": 34800
    },
    {
      "step": "RISK",
      "code": "factor:species",
      "detail": "species=DOG ×1.1",
      "factor": 1.1,
      "amount_cents": null,
      "running_cents": 38280
    },
    {
      "step": "RISK",
      "code": "factor:pet_age",
      "detail": "pet_age=5 ×1.0",
      "factor": 1,
      "amount_cents": null,
      "running_cents": 38280
    },
    {
      "step": "RISK",
      "code": "factor:reimburse_pct",
      "detail": "reimburse_pct=0.9 ×1.18",
      "factor": 1.18,
      "amount_cents": null,
      "running_cents": 45170
    },
    {
      "step": "COVERAGE",
      "code": "DENTAL",
      "detail": "+ DENTAL $60",
      "factor": null,
      "amount_cents": 6000,
      "running_cents": 51170
    },
    {
      "step": "COVERAGE",
      "code": "EXAM_FEE",
      "detail": "+ EXAM_FEE $25",
      "factor": null,
      "amount_cents": 2500,
      "running_cents": 53670
    },
    {
      "step": "COVERAGE",
      "code": "WELLNESS",
      "detail": "+ WELLNESS $120",
      "factor": null,
      "amount_cents": 12000,
      "running_cents": 65670
    },
    {
      "step": "FEES",
      "code": "policy_fee",
      "detail": "+ policy fee",
      "factor": null,
      "amount_cents": 2500,
      "running_cents": 68170
    },
    {
      "step": "DISCOUNT",
      "code": "PAID_IN_FULL",
      "detail": "−7%",
      "factor": 0.9299999999999999,
      "amount_cents": null,
      "running_cents": 63398
    },
    {
      "step": "DISCOUNT",
      "code": "PAPERLESS",
      "detail": "−$25",
      "factor": null,
      "amount_cents": -2500,
      "running_cents": 60898
    },
    {
      "step": "DISCOUNT",
      "code": "AUTOPAY",
      "detail": "−3%",
      "factor": 0.97,
      "amount_cents": null,
      "running_cents": 59071
    },
    {
      "step": "DISCOUNT",
      "code": "LOYALTY",
      "detail": "−5%",
      "factor": 0.95,
      "amount_cents": null,
      "running_cents": 56117
    }
  ]
}
quote({"active_lines":2,"autopay":true,"is_new_first_policy":false,"line":"PET","ag…)
{
  "facts": {
    "active_lines": 2,
    "autopay": true,
    "is_new_first_policy": false,
    "line": "PET",
    "age": 62,
    "region": "R-MW",
    "tier": "EVERGREEN",
    "peico_risk": 800,
    "species": "DOG",
    "pet_age": 5,
    "state": "MI",
    "billing_plan": "PAY_IN_FULL",
    "term_months": 12,
    "status": "CUSTOMER",
    "has_bundle": false,
    "paperless": true,
    "exposure_count": 1,
    "loyalty_tier": "OldGrowth",
    "coverages": [
      "DENTAL",
      "EXAM_FEE"
    ],
    "reimburse_pct": 0.9
  }
}
{
  "as_of": "2025-06-01",
  "base_premium_cents": 56170,
  "final_premium_cents": 45834,
  "breakdown": [
    {
      "step": "BASE",
      "code": "base",
      "detail": "base_rate $240",
      "factor": null,
      "amount_cents": null,
      "running_cents": 24000
    },
    {
      "step": "BASE",
      "code": "tier:EVERGREEN",
      "detail": "tier factor ×1.45",
      "factor": 1.45,
      "amount_cents": null,
      "running_cents": 34800
    },
    {
      "step": "BASE",
      "code": "region:R-MW",
      "detail": "region factor ×1.0",
      "factor": 1,
      "amount_cents": null,
      "running_cents": 34800
    },
    {
      "step": "RISK",
      "code": "factor:species",
      "detail": "species=DOG ×1.1",
      "factor": 1.1,
      "amount_cents": null,
      "running_cents": 38280
    },
    {
      "step": "RISK",
      "code": "factor:pet_age",
      "detail": "pet_age=5 ×1.0",
      "factor": 1,
      "amount_cents": null,
      "running_cents": 38280
    },
    {
      "step": "RISK",
      "code": "factor:reimburse_pct",
      "detail": "reimburse_pct=0.9 ×1.18",
      "factor": 1.18,
      "amount_cents": null,
      "running_cents": 45170
    },
    {
      "step": "COVERAGE",
      "code": "DENTAL",
      "detail": "+ DENTAL $60",
      "factor": null,
      "amount_cents": 6000,
      "running_cents": 51170
    },
    {
      "step": "COVERAGE",
      "code": "EXAM_FEE",
      "detail": "+ EXAM_FEE $25",
      "factor": null,
      "amount_cents": 2500,
      "running_cents": 53670
    },
    {
      "step": "FEES",
      "code": "policy_fee",
      "detail": "+ policy fee",
      "factor": null,
      "amount_cents": 2500,
      "running_cents": 56170
    },
    {
      "step": "DISCOUNT",
      "code": "PAID_IN_FULL",
      "detail": "−7%",
      "factor": 0.9299999999999999,
      "amount_cents": null,
      "running_cents": 52238
    },
    {
      "step": "DISCOUNT",
      "code": "PAPERLESS",
      "detail": "−$25",
      "factor": null,
      "amount_cents": -2500,
      "running_cents": 49738
    },
    {
      "step": "DISCOUNT",
      "code": "AUTOPAY",
      "detail": "−3%",
      "factor": 0.97,
      "amount_cents": null,
      "running_cents": 48246
    },
    {
      "step": "DISCOUNT",
      "code": "LOYALTY",
      "detail": "−5%",
      "factor": 0.95,
      "amount_cents": null,
      "running_cents": 45834
    }
  ]
}
query_db(SELECT * FROM policies WHERE cust_id = 'CUST-loyalty-oldgrowth')
{
  "sql": "SELECT * FROM policies WHERE cust_id = 'CUST-loyalty-oldgrowth'"
}
{
  "rows": [
    {
      "policy_id": "POL-loyalty-oldgrowth-p_auto",
      "cust_id": "CUST-loyalty-oldgrowth",
      "line": "AUTO",
      "tier_id": "AUTO:EVERGREEN",
      "status": "ACTIVE",
      "effective_date": "2025-01-20",
      "expiration_date": "2026-01-20",
      "term_months": 12,
      "rating_as_of": "2025-01-20",
      "base_premium_cents": 122123,
      "final_premium_cents": 89796,
      "premium_breakdown": "[{\"step\": \"BASE\", \"code\": \"base\", \"detail\": \"base_rate $900\", \"factor\": null, \"amount_cents\": null, \"running_cents\": 90000}, {\"step\": \"BASE\", \"code\": \"tier:EVERGREEN\", \"detail\": \"tier factor \\u00d71.28\", \"factor\": 1.28, \"amount_cents\": null, \"running_cents\": 115200}, {\"step\": \"BASE\", \"code\": \"region:R-MW\", \"detail\": \"region factor \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 115200}, {\"step\": \"RISK\", \"code\": \"factor:driver_age\", \"detail\": \"driver_age=62 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 115200}, {\"step\": \"RISK\", \"code\": \"factor:risk_score\", \"detail\": \"risk_score=800 \\u00d70.84\", \"factor\": 0.84, \"amount_cents\": null, \"running_cents\": 96768}, {\"step\": \"RISK\", \"code\": \"factor:annual_miles\", \"detail\": \"annual_miles=9000 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 96768}, {\"step\": \"RISK\", \"code\": \"factor:vehicle_age\", \"detail\": \"vehicle_age=2 \\u00d71.1\", \"factor\": 1.1, \"amount_cents\": null, \"running_cents\": 106445}, {\"step\": \"RISK\", \"code\": \"factor:incidents_5yr\", \"detail\": \"incidents_5yr=0 \\u00d70.95\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 101123}, {\"step\": \"COVERAGE\", \"code\": \"MED\", \"detail\": \"+ MED $45\", \"factor\": null, \"amount_cents\": 4500, \"running_cents\": 105623}, {\"step\": \"COVERAGE\", \"code\": \"RENT_REIMB\", \"detail\": \"+ RENT_REIMB $30\", \"factor\": null, \"amount_cents\": 3000, \"running_cents\": 108623}, {\"step\": \"COVERAGE\", \"code\": \"UMUIM\", \"detail\": \"+ UMUIM $110\", \"factor\": null, \"amount_cents\": 11000, \"running_cents\": 119623}, {\"step\": \"FEES\", \"code\": \"policy_fee\", \"detail\": \"+ policy fee\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 122123}, {\"step\": \"DISCOUNT\", \"code\": \"SAFE_DRIVER\", \"detail\": \"\\u221212%\", \"factor\": 0.88, \"amount_cents\": null, \"running_cents\": 107468}, {\"step\": \"DISCOUNT\", \"code\": \"PAID_IN_FULL\", \"detail\": \"\\u22127%\", \"factor\": 0.9299999999999999, \"amount_cents\": null, \"running_cents\": 99945}, {\"step\": \"DISCOUNT\", \"code\": \"PAPERLESS\", \"detail\": \"\\u2212$25\", \"factor\": null, \"amount_cents\": -2500, \"running_cents\": 97445}, {\"step\": \"DISCOUNT\", \"code\": \"AUTOPAY\", \"detail\": \"\\u22123%\", \"factor\": 0.97, \"amount_cents\": null, \"running_cents\": 94522}, {\"step\": \"DISCOUNT\", \"code\": \"LOYALTY\", \"detail\": \"\\u22125%\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 89796}]",
      "rating_inputs": "{\"billing\": {\"plan\": \"PAY_IN_FULL\", \"autopay\": true, \"paperless\": true}, \"incidents_5yr\": 0, \"smoker\": false, \"promo_code\": null}",
      "underlying_policy_id": null,
      "bundle_id": null,
      "rep_id": "REP-1001",
      "created_at": "2025-06-01"
    },
    {
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "cust_id": "CUST-loyalty-oldgrowth",
      "line": "PET",
      "tier_id": "PET:EVERGREEN",
      "status": "ACTIVE",
      "effective_date": "2025-01-20",
      "expiration_date": "2026-01-20",
      "term_months": 12,
      "rating_as_of": "2025-01-20",
      "base_premium_cents": 68170,
      "final_premium_cents": 56117,
      "premium_breakdown": "[{\"step\": \"BASE\", \"code\": \"base\", \"detail\": \"base_rate $240\", \"factor\": null, \"amount_cents\": null, \"running_cents\": 24000}, {\"step\": \"BASE\", \"code\": \"tier:EVERGREEN\", \"detail\": \"tier factor \\u00d71.45\", \"factor\": 1.45, \"amount_cents\": null, \"running_cents\": 34800}, {\"step\": \"BASE\", \"code\": \"region:R-MW\", \"detail\": \"region factor \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 34800}, {\"step\": \"RISK\", \"code\": \"factor:species\", \"detail\": \"species=DOG \\u00d71.1\", \"factor\": 1.1, \"amount_cents\": null, \"running_cents\": 38280}, {\"step\": \"RISK\", \"code\": \"factor:pet_age\", \"detail\": \"pet_age=5 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 38280}, {\"step\": \"RISK\", \"code\": \"factor:reimburse_pct\", \"detail\": \"reimburse_pct=0.9 \\u00d71.18\", \"factor\": 1.18, \"amount_cents\": null, \"running_cents\": 45170}, {\"step\": \"COVERAGE\", \"code\": \"DENTAL\", \"detail\": \"+ DENTAL $60\", \"factor\": null, \"amount_cents\": 6000, \"running_cents\": 51170}, {\"step\": \"COVERAGE\", \"code\": \"EXAM_FEE\", \"detail\": \"+ EXAM_FEE $25\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 53670}, {\"step\": \"COVERAGE\", \"code\": \"WELLNESS\", \"detail\": \"+ WELLNESS $120\", \"factor\": null, \"amount_cents\": 12000, \"running_cents\": 65670}, {\"step\": \"FEES\", \"code\": \"policy_fee\", \"detail\": \"+ policy fee\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 68170}, {\"step\": \"DISCOUNT\", \"code\": \"PAID_IN_FULL\", \"detail\": \"\\u22127%\", \"factor\": 0.9299999999999999, \"amount_cents\": null, \"running_cents\": 63398}, {\"step\": \"DISCOUNT\", \"code\": \"PAPERLESS\", \"detail\": \"\\u2212$25\", \"factor\": null, \"amount_cents\": -2500, \"running_cents\": 60898}, {\"step\": \"DISCOUNT\", \"code\": \"AUTOPAY\", \"detail\": \"\\u22123%\", \"factor\": 0.97, \"amount_cents\": null, \"running_cents\": 59071}, {\"step\": \"DISCOUNT\", \"code\": \"LOYALTY\", \"detail\": \"\\u22125%\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 56117}]",
      "rating_inputs": "{\"billing\": {\"plan\": \"PAY_IN_FULL\", \"autopay\": true, \"paperless\": true}, \"incidents_5yr\": 0, \"smoker\": false, \"promo_code\": null}",
      "underlying_policy_id": null,
      "bundle_id": null,
      "rep_id": "REP-1001",
      "created_at": "2025-06-01"
    }
  ],
  "row_count": 2,
  "truncated": false
}

I've looked up Biscuit's pet policy (POL-loyalty-oldgrowth-p_pet) under your account, Harold.

Currently, Biscuit's policy premium is $561.17 per year (which includes the Wellness/Routine Care coverage contributing $120.00 before applied discounts).

If we remove the Wellness/Routine Care rider:

  • Your new annual premium would be $458.34.
  • This will save you $102.83 annually.

Would you like me to proceed and remove the wellness rider for Biscuit? Also, what was the second change you wanted to make today?

145k in · 4,158 out · $0.23 · 39.6s
Customer

Yes, perfect — go ahead and remove that wellness rider. That $102.83 savings makes sense; I ran the numbers and the two routine vet visits don't justify what I'm paying. Second thing: I need you to add my cell phone to the account. It's six one six, five five five, zero one four eight.

Agent
query_db(SELECT cust_id, email, phone FROM customers WHERE cust_id = 'CUST-loyalty-old…)
{
  "sql": "SELECT cust_id, email, phone FROM customers WHERE cust_id = 'CUST-loyalty-oldgrowth'"
}
{
  "rows": [
    {
      "cust_id": "CUST-loyalty-oldgrowth",
      "email": "harold.nyberg@example.com",
      "phone": null
    }
  ],
  "row_count": 1,
  "truncated": false
}
query_db(SELECT phone FROM customers WHERE phone IS NOT NULL LIMIT 5)
{
  "sql": "SELECT phone FROM customers WHERE phone IS NOT NULL LIMIT 5"
}
{
  "rows": [],
  "row_count": 0,
  "truncated": false
}
query_db(SELECT COUNT(*) FROM customers WHERE phone IS NOT NULL)
{
  "sql": "SELECT COUNT(*) FROM customers WHERE phone IS NOT NULL"
}
{
  "rows": [
    {
      "COUNT(*)": 0
    }
  ],
  "row_count": 1,
  "truncated": false
}
update_coverages(POL-loyalty-oldgrowth-p_pet, ["WELLNESS"])
{
  "policy_id": "POL-loyalty-oldgrowth-p_pet",
  "remove": [
    "WELLNESS"
  ]
}
{
  "ok": true,
  "changesets": [
    {
      "policy_coverages": {
        "removed": [
          {
            "pk": {
              "policy_id": "POL-loyalty-oldgrowth-p_pet",
              "coverage_id": "PET:WELLNESS"
            },
            "row": {
              "policy_id": "POL-loyalty-oldgrowth-p_pet",
              "coverage_id": "PET:WELLNESS",
              "value": "true",
              "premium_contribution_cents": 12000
            }
          }
        ]
      }
    }
  ],
  "note": "stored premium is now stale — call reprice_policy to recompute"
}
reprice_policy(POL-loyalty-oldgrowth-p_pet)
{
  "policy_id": "POL-loyalty-oldgrowth-p_pet"
}
{
  "ok": true,
  "as_of": "2025-01-20",
  "base_premium_cents": 56170,
  "final_premium_cents": 45834,
  "breakdown": [
    {
      "step": "BASE",
      "code": "base",
      "detail": "base_rate $240",
      "factor": null,
      "amount_cents": null,
      "running_cents": 24000
    },
    {
      "step": "BASE",
      "code": "tier:EVERGREEN",
      "detail": "tier factor ×1.45",
      "factor": 1.45,
      "amount_cents": null,
      "running_cents": 34800
    },
    {
      "step": "BASE",
      "code": "region:R-MW",
      "detail": "region factor ×1.0",
      "factor": 1,
      "amount_cents": null,
      "running_cents": 34800
    },
    {
      "step": "RISK",
      "code": "factor:species",
      "detail": "species=DOG ×1.1",
      "factor": 1.1,
      "amount_cents": null,
      "running_cents": 38280
    },
    {
      "step": "RISK",
      "code": "factor:pet_age",
      "detail": "pet_age=5 ×1.0",
      "factor": 1,
      "amount_cents": null,
      "running_cents": 38280
    },
    {
      "step": "RISK",
      "code": "factor:reimburse_pct",
      "detail": "reimburse_pct=0.9 ×1.18",
      "factor": 1.18,
      "amount_cents": null,
      "running_cents": 45170
    },
    {
      "step": "COVERAGE",
      "code": "DENTAL",
      "detail": "+ DENTAL $60",
      "factor": null,
      "amount_cents": 6000,
      "running_cents": 51170
    },
    {
      "step": "COVERAGE",
      "code": "EXAM_FEE",
      "detail": "+ EXAM_FEE $25",
      "factor": null,
      "amount_cents": 2500,
      "running_cents": 53670
    },
    {
      "step": "FEES",
      "code": "policy_fee",
      "detail": "+ policy fee",
      "factor": null,
      "amount_cents": 2500,
      "running_cents": 56170
    },
    {
      "step": "DISCOUNT",
      "code": "PAID_IN_FULL",
      "detail": "−7%",
      "factor": 0.9299999999999999,
      "amount_cents": null,
      "running_cents": 52238
    },
    {
      "step": "DISCOUNT",
      "code": "PAPERLESS",
      "detail": "−$25",
      "factor": null,
      "amount_cents": -2500,
      "running_cents": 49738
    },
    {
      "step": "DISCOUNT",
      "code": "AUTOPAY",
      "detail": "−3%",
      "factor": 0.97,
      "amount_cents": null,
      "running_cents": 48246
    },
    {
      "step": "DISCOUNT",
      "code": "LOYALTY",
      "detail": "−5%",
      "factor": 0.95,
      "amount_cents": null,
      "running_cents": 45834
    }
  ],
  "changeset": {
    "policies": {
      "changed": [
        {
          "pk": {
            "policy_id": "POL-loyalty-oldgrowth-p_pet"
          },
          "fields": {
            "base_premium_cents": [
              68170,
              56170
            ],
            "final_premium_cents": [
              56117,
              45834
            ],
            "premium_breakdown": [
              "[{\"step\": \"BASE\", \"code\": \"base\", \"detail\": \"base_rate $240\", \"factor\": null, \"amount_cents\": null, \"running_cents\": 24000}, {\"step\": \"BASE\", \"code\": \"tier:EVERGREEN\", \"detail\": \"tier factor \\u00d71.45\", \"factor\": 1.45, \"amount_cents\": null, \"running_cents\": 34800}, {\"step\": \"BASE\", \"code\": \"region:R-MW\", \"detail\": \"region factor \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 34800}, {\"step\": \"RISK\", \"code\": \"factor:species\", \"detail\": \"species=DOG \\u00d71.1\", \"factor\": 1.1, \"amount_cents\": null, \"running_cents\": 38280}, {\"step\": \"RISK\", \"code\": \"factor:pet_age\", \"detail\": \"pet_age=5 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 38280}, {\"step\": \"RISK\", \"code\": \"factor:reimburse_pct\", \"detail\": \"reimburse_pct=0.9 \\u00d71.18\", \"factor\": 1.18, \"amount_cents\": null, \"running_cents\": 45170}, {\"step\": \"COVERAGE\", \"code\": \"DENTAL\", \"detail\": \"+ DENTAL $60\", \"factor\": null, \"amount_cents\": 6000, \"running_cents\": 51170}, {\"step\": \"COVERAGE\", \"code\": \"EXAM_FEE\", \"detail\": \"+ EXAM_FEE $25\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 53670}, {\"step\": \"COVERAGE\", \"code\": \"WELLNESS\", \"detail\": \"+ WELLNESS $120\", \"factor\": null, \"amount_cents\": 12000, \"running_cents\": 65670}, {\"step\": \"FEES\", \"code\": \"policy_fee\", \"detail\": \"+ policy fee\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 68170}, {\"step\": \"DISCOUNT\", \"code\": \"PAID_IN_FULL\", \"detail\": \"\\u22127%\", \"factor\": 0.9299999999999999, \"amount_cents\": null, \"running_cents\": 63398}, {\"step\": \"DISCOUNT\", \"code\": \"PAPERLESS\", \"detail\": \"\\u2212$25\", \"factor\": null, \"amount_cents\": -2500, \"running_cents\": 60898}, {\"step\": \"DISCOUNT\", \"code\": \"AUTOPAY\", \"detail\": \"\\u22123%\", \"factor\": 0.97, \"amount_cents\": null, \"running_cents\": 59071}, {\"step\": \"DISCOUNT\", \"code\": \"LOYALTY\", \"detail\": \"\\u22125%\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 56117}]",
              "[{\"step\": \"BASE\", \"code\": \"base\", \"detail\": \"base_rate $240\", \"factor\": null, \"amount_cents\": null, \"running_cents\": 24000}, {\"step\": \"BASE\", \"code\": \"tier:EVERGREEN\", \"detail\": \"tier factor \\u00d71.45\", \"factor\": 1.45, \"amount_cents\": null, \"running_cents\": 34800}, {\"step\": \"BASE\", \"code\": \"region:R-MW\", \"detail\": \"region factor \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 34800}, {\"step\": \"RISK\", \"code\": \"factor:species\", \"detail\": \"species=DOG \\u00d71.1\", \"factor\": 1.1, \"amount_cents\": null, \"running_cents\": 38280}, {\"step\": \"RISK\", \"code\": \"factor:pet_age\", \"detail\": \"pet_age=5 \\u00d71.0\", \"factor\": 1.0, \"amount_cents\": null, \"running_cents\": 38280}, {\"step\": \"RISK\", \"code\": \"factor:reimburse_pct\", \"detail\": \"reimburse_pct=0.9 \\u00d71.18\", \"factor\": 1.18, \"amount_cents\": null, \"running_cents\": 45170}, {\"step\": \"COVERAGE\", \"code\": \"DENTAL\", \"detail\": \"+ DENTAL $60\", \"factor\": null, \"amount_cents\": 6000, \"running_cents\": 51170}, {\"step\": \"COVERAGE\", \"code\": \"EXAM_FEE\", \"detail\": \"+ EXAM_FEE $25\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 53670}, {\"step\": \"FEES\", \"code\": \"policy_fee\", \"detail\": \"+ policy fee\", \"factor\": null, \"amount_cents\": 2500, \"running_cents\": 56170}, {\"step\": \"DISCOUNT\", \"code\": \"PAID_IN_FULL\", \"detail\": \"\\u22127%\", \"factor\": 0.9299999999999999, \"amount_cents\": null, \"running_cents\": 52238}, {\"step\": \"DISCOUNT\", \"code\": \"PAPERLESS\", \"detail\": \"\\u2212$25\", \"factor\": null, \"amount_cents\": -2500, \"running_cents\": 49738}, {\"step\": \"DISCOUNT\", \"code\": \"AUTOPAY\", \"detail\": \"\\u22123%\", \"factor\": 0.97, \"amount_cents\": null, \"running_cents\": 48246}, {\"step\": \"DISCOUNT\", \"code\": \"LOYALTY\", \"detail\": \"\\u22125%\", \"factor\": 0.95, \"amount_cents\": null, \"running_cents\": 45834}]"
            ]
          }
        }
      ]
    }
  }
}
update_contact(616-555-0148, CUST-loyalty-oldgrowth)
{
  "phone": "616-555-0148",
  "cust_id": "CUST-loyalty-oldgrowth"
}
{
  "ok": true,
  "rows_affected": 1,
  "changeset": {
    "customers": {
      "changed": [
        {
          "pk": {
            "cust_id": "CUST-loyalty-oldgrowth"
          },
          "fields": {
            "phone": [
              null,
              "616-555-0148"
            ]
          }
        }
      ]
    }
  }
}
query_db(SELECT cust_id, phone, email FROM customers WHERE cust_id = 'CUST-loyalty-old…)
{
  "sql": "SELECT cust_id, phone, email FROM customers WHERE cust_id = 'CUST-loyalty-oldgrowth'"
}
{
  "rows": [
    {
      "cust_id": "CUST-loyalty-oldgrowth",
      "phone": "616-555-0148",
      "email": "harold.nyberg@example.com"
    }
  ],
  "row_count": 1,
  "truncated": false
}
query_db(SELECT policy_id, final_premium_cents FROM policies WHERE policy_id = 'POL-lo…)
{
  "sql": "SELECT policy_id, final_premium_cents FROM policies WHERE policy_id = 'POL-loyalty-oldgrowth-p_pet'"
}
{
  "rows": [
    {
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "final_premium_cents": 45834
    }
  ],
  "row_count": 1,
  "truncated": false
}

I have successfully completed both updates for you:

  1. Wellness Rider Removed: The Wellness/Routine Care coverage has been removed from Biscuit's pet policy. The policy has been repriced, and your new annual premium is $458.34 (down from $561.17, confirming your savings of $102.83).
  2. Contact Number Added: Your cell phone number (616) 555-0148 is now on your account.

Are there any other questions or additional adjustments we can help with today?

182k in · 1,970 out · $0.11 · 26.0s
Customer

That's perfect — thanks for getting both of those done. Everything's all set. I appreciate the help!

Agent
end_conversation()
{}
{
  "ok": true,
  "note": "Deliver your closing message now."
}

You are very welcome! I'm glad we could get everything sorted out for you and Biscuit today.

Thank you for choosing PEICO, and have a wonderful rest of your day!

45k in · 116 out · $0.03 · 3.0s