cancel-pet-redeem-farewell

{
  "sql": "SELECT c.cust_id, c.first_name, c.last_name, c.dob, c.email, c.phone, c.status, c.address_id, p.policy_id, p.line, p.tier_id, p.status AS policy_status, p.effective_date, p.expiration_date, p.bundle_id, po.object_type, po.object_id, pet.name AS pet_name, pet.species, pet.breed, pet.age FROM customers c LEFT JOIN policies p ON p.cust_id = c.cust_id LEFT JOIN policy_objects po ON po.policy_id = p.policy_id LEFT JOIN pets pet ON po.object_type='pet' AND po.object_id = pet.pet_id WHERE c.first_name = 'Harold' AND c.last_name = 'Nyberg' AND c.email = 'harold.nyberg@example.com' AND c.dob = '1962-04-27' ORDER BY p.policy_id"
}

{
  "rows": [
    {
      "cust_id": "CUST-loyalty-oldgrowth",
      "first_name": "Harold",
      "last_name": "Nyberg",
      "dob": "1962-04-27",
      "email": "harold.nyberg@example.com",
      "phone": null,
      "status": "CUSTOMER",
      "address_id": "ADDR-loyalty-oldgrowth",
      "policy_id": "POL-loyalty-oldgrowth-p_auto",
      "line": "AUTO",
      "tier_id": "AUTO:EVERGREEN",
      "policy_status": "ACTIVE",
      "effective_date": "2025-01-20",
      "expiration_date": "2026-01-20",
      "bundle_id": null,
      "object_type": "vehicle",
      "object_id": "VEH-loyalty-oldgrowth-v1",
      "pet_name": null,
      "species": null,
      "breed": null,
      "age": null
    },
    {
      "cust_id": "CUST-loyalty-oldgrowth",
      "first_name": "Harold",
      "last_name": "Nyberg",
      "dob": "1962-04-27",
      "email": "harold.nyberg@example.com",
      "phone": null,
      "status": "CUSTOMER",
      "address_id": "ADDR-loyalty-oldgrowth",
      "policy_id": "POL-loyalty-oldgrowth-p_pet",
      "line": "PET",
      "tier_id": "PET:EVERGREEN",
      "policy_status": "ACTIVE",
      "effective_date": "2025-01-20",
      "expiration_date": "2026-01-20",
      "bundle_id": null,
      "object_type": "pet",
      "object_id": "PET-loyalty-oldgrowth-pet1",
      "pet_name": "Biscuit",
      "species": "DOG",
      "breed": "Labrador",
      "age": 5
    }
  ],
  "row_count": 2,
  "truncated": false
}

{
  "sql": "SELECT policy_id, line, status, underlying_policy_id, bundle_id FROM policies WHERE underlying_policy_id = 'POL-loyalty-oldgrowth-p_pet' AND status IN ('ACTIVE','PENDING','QUOTE')"
}

{
  "rows": [],
  "row_count": 0,
  "truncated": false
}

{
  "sql": "SELECT bundle_id, cust_id, code, discount_id, created_at FROM bundles WHERE cust_id = 'CUST-loyalty-oldgrowth'"
}

{
  "rows": [],
  "row_count": 0,
  "truncated": false
}

{
  "query": "pet policy cancellation deceased pet dependencies bundle minimum cancellation rules",
  "limit": 5
}

{
  "results": [
    {
      "doc_id": "KB-UMBR-UNDERLYING",
      "title": "Umbrella requires an underlying policy",
      "category": "UNDERWRITING",
      "applies_to": "{\"lines\": [\"UMBR\"]}",
      "snippet": "A Personal Umbrella cannot be bound unless the household has an in-force underlying\n**AUTO or HOME** policy meeting minimum liability limits. Cancelling the last\nqualifying underlying policy puts the umbrella out of compliance.\n"
    },
    {
      "doc_id": "KB-PROMO-PETLOVE",
      "title": "PETLOVE terms",
      "category": "PROMO",
      "applies_to": "{\"lines\": [\"PET\"]}",
      "snippet": "20% off pet policies during October 2025 adoption month. Cap $60."
    },
    {
      "doc_id": "KB-CONDO-MASTER",
      "title": "Condo loss assessment & the HOA master policy",
      "category": "POLICY",
      "applies_to": "{\"lines\": [\"CONDO\"]}",
      "snippet": "Loss Assessment coverage responds to charges levied by the HOA. Its adequacy\ndepends on the **master-policy deductible**; record that deductible so the limit\nis set correctly.\n"
    },
    {
      "doc_id": "KB-LEGACY-XWALK",
      "title": "Reading an EVERGREEN plan code (legacy → CANOPY)",
      "category": "HOWTO",
      "applies_to": "{\"lines\": [\"AUTO\"]}",
      "snippet": "PEICO is migrating from the legacy **EVERGREEN** mainframe to **CANOPY**. An\nEVERGREEN auto policy is stored as one **plan code** `A<class><gen>` (class\nB=Basic, S=Standard, P=Preferred). A plan code does NOT map to a CANOPY tier on\nits own…"
    },
    {
      "doc_id": "KB-AUTO-TIERS",
      "title": "Auto tiers: Sapling → Pine → Evergreen → Sequoia",
      "category": "POLICY",
      "applies_to": "{\"lines\": [\"AUTO\"]}",
      "snippet": "Tiers bundle coverages. Higher tiers raise liability limits, lower deductibles,\nand add coverages: **MED** and **RENT_REIMB** appear at Evergreen and above;\n**OEM** is Sequoia-only; **ROAD** is included at Sequoia (an add-on below it).\n"
    }
  ]
}

{
  "policy_id": "POL-loyalty-oldgrowth-p_pet"
}

{
  "ok": true,
  "rows_affected": 1,
  "changeset": {
    "policies": {
      "changed": [
        {
          "pk": {
            "policy_id": "POL-loyalty-oldgrowth-p_pet"
          },
          "fields": {
            "status": [
              "ACTIVE",
              "CANCELLED"
            ]
          }
        }
      ]
    }
  }
}

{
  "sql": "SELECT cust_id, loyalty_tier, loyalty_points FROM customers WHERE cust_id = 'CUST-loyalty-oldgrowth'"
}

{
  "rows": [
    {
      "cust_id": "CUST-loyalty-oldgrowth",
      "loyalty_tier": "OldGrowth",
      "loyalty_points": 7000
    }
  ],
  "row_count": 1,
  "truncated": false
}

{
  "sql": "SELECT policy_id, line, status, tier_id, effective_date, expiration_date FROM policies WHERE cust_id = 'CUST-loyalty-oldgrowth' AND line = 'AUTO' AND status = 'ACTIVE'"
}

{
  "rows": [
    {
      "policy_id": "POL-loyalty-oldgrowth-p_auto",
      "line": "AUTO",
      "status": "ACTIVE",
      "tier_id": "AUTO:EVERGREEN",
      "effective_date": "2025-01-20",
      "expiration_date": "2026-01-20"
    }
  ],
  "row_count": 1,
  "truncated": false
}

{
  "query": "PineRewards redeem points deductible credit auto policy adjustment authority",
  "limit": 8
}

{
  "results": [
    {
      "doc_id": "KB-LOYALTY-AUTHORITY",
      "title": "PineRewards points: what a service rep may post",
      "category": "POLICY",
      "applies_to": "{\"lines\": \"ALL\"}",
      "snippet": "Tiers (Seedling → Sprout → Timber → OldGrowth) are assigned annually from\ntenure and lifetime earning, **not** the current point balance. Points earned\n2019 or later expire **24 months** after the earn date; older entries were\nwritten witho…"
    },
    {
      "doc_id": "KB-CONDO-MASTER",
      "title": "Condo loss assessment & the HOA master policy",
      "category": "POLICY",
      "applies_to": "{\"lines\": [\"CONDO\"]}",
      "snippet": "Loss Assessment coverage responds to charges levied by the HOA. Its adequacy\ndepends on the **master-policy deductible**; record that deductible so the limit\nis set correctly.\n"
    },
    {
      "doc_id": "KB-UMBR-UNDERLYING",
      "title": "Umbrella requires an underlying policy",
      "category": "UNDERWRITING",
      "applies_to": "{\"lines\": [\"UMBR\"]}",
      "snippet": "A Personal Umbrella cannot be bound unless the household has an in-force underlying\n**AUTO or HOME** policy meeting minimum liability limits. Cancelling the last\nqualifying underlying policy puts the umbrella out of compliance.\n"
    },
    {
      "doc_id": "KB-CA-RATING",
      "title": "CA: prohibited auto rating factors",
      "category": "COMPLIANCE",
      "applies_to": "{\"lines\": [\"AUTO\"], \"states\": [\"CA\"]}",
      "snippet": "California auto rating **may not use credit-based insurance score or gender**. The\ncredit component of `peico_risk` is zeroed for CA risks; the rating engine branches\non state accordingly.\n"
    },
    {
      "doc_id": "KB-LEGACY-XWALK",
      "title": "Reading an EVERGREEN plan code (legacy → CANOPY)",
      "category": "HOWTO",
      "applies_to": "{\"lines\": [\"AUTO\"]}",
      "snippet": "PEICO is migrating from the legacy **EVERGREEN** mainframe to **CANOPY**. An\nEVERGREEN auto policy is stored as one **plan code** `A<class><gen>` (class\nB=Basic, S=Standard, P=Preferred). A plan code does NOT map to a CANOPY tier on\nits own…"
    },
    {
      "doc_id": "KB-AUTO-TIERS",
      "title": "Auto tiers: Sapling → Pine → Evergreen → Sequoia",
      "category": "POLICY",
      "applies_to": "{\"lines\": [\"AUTO\"]}",
      "snippet": "Tiers bundle coverages. Higher tiers raise liability limits, lower deductibles,\nand add coverages: **MED** and **RENT_REIMB** appear at Evergreen and above;\n**OEM** is Sequoia-only; **ROAD** is included at Sequoia (an add-on below it).\n"
    },
    {
      "doc_id": "KB-FL-HURRICANE",
      "title": "FL: separate hurricane deductible",
      "category": "COMPLIANCE",
      "applies_to": "{\"lines\": [\"HOME\"], \"states\": [\"FL\"]}",
      "snippet": "Florida homeowners policies carry a **separate hurricane deductible** expressed as\na percentage of the dwelling limit, distinct from the flat all-peril deductible.\nIt must be set explicitly before binding.\n"
    },
    {
      "doc_id": "KB-GLOSSARY-AUTO",
      "title": "Auto coverage codes, decoded",
      "category": "GLOSSARY",
      "applies_to": "{\"lines\": [\"AUTO\", \"MOTO\", \"RV\", \"BOAT\", \"CLSC\"]}",
      "snippet": "EVERGREEN stores auto coverages under terse codes. Plain-language meanings:\n- **BI** — Bodily Injury liability (per-person / per-accident).\n- **PD** — Property Damage liability.\n- **UM/UIM** (`UMUIM`) — Uninsured / Underinsured Motorist.\n- …"
    }
  ]
}

{
  "doc_id": "KB-LOYALTY-AUTHORITY"
}

{
  "doc_id": "KB-LOYALTY-AUTHORITY",
  "title": "PineRewards points: what a service rep may post",
  "category": "POLICY",
  "applies_to": "{\"lines\": \"ALL\"}",
  "body_md": "Tiers (Seedling → Sprout → Timber → OldGrowth) are assigned annually from\ntenure and lifetime earning, **not** the current point balance. Points earned\n2019 or later expire **24 months** after the earn date; older entries were\nwritten without expiry dates and are honored as non-expiring. A service rep\nmay post exactly three kinds of manual ledger entry:\n\n1. **Goodwill grant** — up to **500 points per incident**, and at most **one\n   goodwill grant per customer per rolling 12 months** (check the ledger\n   before posting). Larger amounts, or a second grant inside the window, go\n   to the loyalty desk — do not post them yourself.\n2. **Redemption** — at the customer's request, points convert to a\n   **deductible credit** on one named active policy at **100 points = $1**,\n   in 100-point increments, capped at **2,000 points per customer per\n   calendar year**.\n3. **Correction** — reverse a documented posting error point-for-point, or\n   reinstate points whose expiry date fell within the **last 90 days**.\n   Older expiries go to the loyalty desk.\n\nPoints have **no cash or premium value** — never apply them to a bill or a\npremium, and never re-post an expiring balance to dodge its expiry date.\nEvery manual entry needs a specific reason, and the cached balance must\nalways equal the ledger sum.\n"
}

{
  "sql": "SELECT entry_id, ts, delta_points, reason, expires_on, ref_policy_id FROM loyalty_ledger WHERE cust_id = 'CUST-loyalty-oldgrowth' ORDER BY ts DESC"
}

{
  "rows": [
    {
      "entry_id": "LL-loyalty-oldgrowth-2",
      "ts": "2024-11-02",
      "delta_points": -1800,
      "reason": "REDEEM_DEDUCTIBLE_CREDIT",
      "expires_on": null,
      "ref_policy_id": null
    },
    {
      "entry_id": "LL-loyalty-oldgrowth-1",
      "ts": "2024-03-15",
      "delta_points": 2100,
      "reason": "BUNDLE_BONUS",
      "expires_on": "2026-03-15",
      "ref_policy_id": null
    },
    {
      "entry_id": "LL-loyalty-oldgrowth-0",
      "ts": "2023-07-01",
      "delta_points": 5200,
      "reason": "PREMIUM_EARN",
      "expires_on": "2025-07-01",
      "ref_policy_id": null
    },
    {
      "entry_id": "LL-loyalty-oldgrowth-3",
      "ts": "2018-05-01",
      "delta_points": 1500,
      "reason": "LEGACY_EARN",
      "expires_on": null,
      "ref_policy_id": null
    }
  ],
  "row_count": 4,
  "truncated": false
}

{
  "cust_id": "CUST-loyalty-oldgrowth",
  "delta_points": -2000,
  "reason": "REDEEM_DEDUCTIBLE_CREDIT - customer requested deductible credit on active auto policy",
  "ref_policy_id": "POL-loyalty-oldgrowth-p_auto"
}

{
  "ok": true,
  "changesets": [
    {
      "loyalty_ledger": {
        "added": [
          {
            "pk": {
              "entry_id": "LL-loyalty-oldgrowth-5"
            },
            "row": {
              "entry_id": "LL-loyalty-oldgrowth-5",
              "cust_id": "CUST-loyalty-oldgrowth",
              "ts": "2025-06-01",
              "delta_points": -2000,
              "reason": "REDEEM_DEDUCTIBLE_CREDIT - customer requested deductible credit on active auto policy",
              "expires_on": null,
              "ref_policy_id": "POL-loyalty-oldgrowth-p_auto"
            }
          }
        ]
      }
    },
    {
      "customers": {
        "changed": [
          {
            "pk": {
              "cust_id": "CUST-loyalty-oldgrowth"
            },
            "fields": {
              "loyalty_points": [
                7000,
                5000
              ]
            }
          }
        ]
      }
    }
  ]
}

{}

{
  "ok": true,
  "note": "Deliver your closing message now."
}